Carmel Affordable Homes

Carmel has a top-rated school system, parks and recreation and and stellar cultural amenities such as the Palladium.  Many neighborhoods feature large family homes for less than $300,000. One neighborhood you will see in all of the Carmel searchs is the Village of West Clay; it is a community of townhomes, brownstones, Pulte homes and custom homes too.  It has restaurants and businesses on site.  Many of these homes also back up to golf courses such as Plum Creek or Brookshire.

Some suggested neighborhoods are shown at right, but you can use our advanced search options here.

To know more about  Carmel Neighborhoods   read our posts about the size of the neighborhoods, resale values and current price/sq ft information.  And there is also an affordability calculator that will easily calculate payments based on purchase price if you scroll down on the right.

Gallery List Map
1 10 of 80
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Under Contract
Contingency
$ 300,000
461 AUTUMN Drive
Carmel, IN 46032
Townhomes At City Center
4 Bed / 3/1 Bath
2,256 Sq. Ft.
Property Type: Condo
MLS® #: 21725634
Courtesy of RE/MAX Ability Plus
Under Contract
Contingency
$ 300,000
461 AUTUMN Drive | Carmel, IN 46032
Townhomes At City Center
MLS® #
Property Type
Beds
Baths
Square Ft
21725634
Condo
4
3/1
2,256 s.f.
Courtesy of RE/MAX Ability Plus
Stunning 4 bedroom, 3.5 bath townhome situated in a popular location in the City Centre area of Carmel. The property has been beautifully maintained, & the light and airy accommodation flows wonderfully & is undoubtably ideal for a plethera of purchasers. The balcony to the rear is off the kitchen, & offers a fantastic outdoor space to enjoy relaxing, eating & drinking. The ground level houses the 4th bedroom, which could also be used as an office space, whilst the property also offers a double garage & additional parking for visitors. The master suite is impressive, with a large walk in closet & a jacuzzi bath in the en-suite. The property is tucked away at the end of the street, shielded by mature trees which offer stunning scenery.
Under Contract
Contingency
$ 299,990
10748 Downing St
Carmel, IN 46033
The Woodlands
3 Bed / 3 Bath
2,912 Sq. Ft.
Property Type: House
MLS® #: 21724084
Courtesy of United Real Estate Indpls
Under Contract
Contingency
$ 299,990
10748 Downing St | Carmel, IN 46033
The Woodlands
MLS® #
Property Type
Beds
Baths
Square Ft
21724084
House
3
3
2,912 s.f.
Courtesy of United Real Estate Indpls
Wow! Completely updated with high end finishes. 3bd3ba with full finished basement! Low maintenence house with open floor plan. Updated kitchen with SS appliances, gas range, granite and marble counters. Nice master suite with double sinks. Huge basement with wet bar, full bath, and what could be a 4th bedroom. Fenced in yard. This one will go quick!
Under Contract
Contingency
$ 299,900
441 AUTUMN Drive
Carmel, IN 46032
Townhomes At City Center
3 Bed / 3/1 Bath
2,256 Sq. Ft.
Property Type: Condo
MLS® #: 21720453
Courtesy of Keller Williams Indy Metro NE
Under Contract
Contingency
$ 299,900
441 AUTUMN Drive | Carmel, IN 46032
Townhomes At City Center
MLS® #
Property Type
Beds
Baths
Square Ft
21720453
Condo
3
3/1
2,256 s.f.
Courtesy of Keller Williams Indy Metro NE
You will love gathering with friends and family in the open kitchen/hearth room with a gas fireplace after walking home from a concert at the Palladium which is just down the street! Or let the sunlight bathe you while you read your favorite book or have a cup of coffee in the living and dining rooms.....the end unit lets the sun flood in! There is plenty of floorplan flexibility with 3 bedrooms, 3.5 baths and an office or potential 4th bedroom on the ground level. On a scale of 1 to 10 this well maintained and updated home (the photos tell the story!) is a 12! Easily walk to the Monon, the Arts and Design District, Midtown, Carmel Farmer's market, City Center and everything that is happening in Carmel! Home has 1 Gig Metronet.
Under Contract
Contingency
$ 299,900
103 Jordan Court
Carmel, IN 46032
Jordan Woods
4 Bed / 2/1 Bath
3,712 Sq. Ft.
Property Type: House
MLS® #: 21726312
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 299,900
103 Jordan Court | Carmel, IN 46032
Jordan Woods
MLS® #
Property Type
Beds
Baths
Square Ft
21726312
House
4
2/1
3,712 s.f.
Courtesy of CENTURY 21 Scheetz
Enjoy 0.62 acres of tree lined property in this charming and well cared for home in Central Carmel's Jordan Woods neighborhood! Just minutes from Woodland Country Club, Carmel's Monon Center, Central Park and quick access to Keystone Parkway, you are sure to enjoy all that this home has to offer!
Under Contract
Contingency
$ 299,500
1250 Bentley Way
Carmel, IN 46032
Bentley Oaks
3 Bed / 2/1 Bath
2,373 Sq. Ft.
Property Type: House
MLS® #: 21728017
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 299,500
1250 Bentley Way | Carmel, IN 46032
Bentley Oaks
MLS® #
Property Type
Beds
Baths
Square Ft
21728017
House
3
2/1
2,373 s.f.
Courtesy of CENTURY 21 Scheetz
Turnkey in desirable Bently Oaks, close to Monon, with Carmel Schools!! Striking curb appeal draws you to a delightful covered front porch with room for chairs. Inside find an open, airy layout for the central "hub" of the home--a large family room, dining room & daylight-drenched eat-in kitchen, all within easy flow of each other yet all clearly-defined spaces. From the kitchen, access the spacious fully-fenced backyard, with storage barn & a nice mix of sun & shade. A mudroom off the garage with laundry & pantry space, along with a 1/2-bath complete the main floor. Upstairs find an expansive owner's retreat, with large bath & 2 walk-in closets. The 2nd & 3rd bedrooms are equally large with walk-in closets, sharing a generous hall bath.
Under Contract
Contingency
$ 299,000
958 Rosalind Place
Carmel, IN 46032
Arden Townhomes
3 Bed / 2/1 Bath
2,256 Sq. Ft.
Property Type: Condo
MLS® #: 21722044
Courtesy of Carpenter, REALTORS®
Under Contract
Contingency
$ 299,000
958 Rosalind Place | Carmel, IN 46032
Arden Townhomes
MLS® #
Property Type
Beds
Baths
Square Ft
21722044
Condo
3
2/1
2,256 s.f.
Courtesy of Carpenter, REALTORS®
With sooooo many really-impressive updates, this will feel like living in a Restoration Hardware store! It's the largest floor-plan in the development & an end-unit w/ extra windows for abundant sunlight, AND it backs up to a wooded tree line for shade & privacy. It just really is a special find. Every square inch has been updated to WOW w/in the past 22 months, including stunning, low-maintenance flooring, stylish light fixtures, bath updates, paint (of course), even custom plantation shutters (those aren't cheap!) And if you really love the furniture, it can be purchased separately @ a bargain purchase price from the silverware to the sheets. The whole vibe here is just soothing & welcoming, & you will love it!
Under Contract
Contingency
$ 299,000
11711 Rolling Springs Drive
Carmel, IN 46033
Woodland Springs
6 Bed / 5/1 Bath
8,712 Sq. Ft.
Property Type: House
MLS® #: 21723907
Courtesy of Star Harbor Realty, LLC
Under Contract
Contingency
$ 299,000
11711 Rolling Springs Drive | Carmel, IN 46033
Woodland Springs
MLS® #
Property Type
Beds
Baths
Square Ft
21723907
House
6
5/1
8,712 s.f.
Courtesy of Star Harbor Realty, LLC
Location, location, location! Home is situated on over a three quarter acre lot. Needs updates and repairs but could be an amazing investment or future home. There are two master bedrooms in the home. Total of 6 bedrooms and 5 baths. You would want to come look at the home and then create your own design. Home is being sold "AS IS"
Under Contract
Contingency
$ 295,000
11137 Blackstone Court
Carmel, IN 46032
Waterwood Of Carmel
3 Bed / 2 Bath
1,705 Sq. Ft.
Property Type: House
MLS® #: 21714710
Courtesy of Encore Sotheby's International
Under Contract
Contingency
$ 295,000
11137 Blackstone Court | Carmel, IN 46032
Waterwood Of Carmel
MLS® #
Property Type
Beds
Baths
Square Ft
21714710
House
3
2
1,705 s.f.
Courtesy of Encore Sotheby's International
Situated on one of the best lots in Carmel's sought after community of Waterwood of Carmel, rests a picture perfect, updated ranch. On trend in every sense of the word, the welcoming interior boasts all new luxury vinyl tile throughout the house, new mechanicals including a new water heater, new garage door, landscaping and more! Bright white kitchen with custom back splash is well equipped with stainless appliances, breakfast bar and granite, while the owner's suite is private with exciting bath: double vanity and amazing walk-in shower. Entertain on the freshly painted deck overlooking expansive rear yard-with new privacy fence on side of home. Low maintenance living with cul-de-sac location! Close to retail, eateries and more!
Under Contract
Contingency
$ 295,000
11514 McKenzie Parkway
Carmel, IN 46032
Guilford Park
3 Bed / 2/1 Bath
2,572 Sq. Ft.
Property Type: House
MLS® #: 21719043
Courtesy of Berkshire Hathaway Home
Under Contract
Contingency
$ 295,000
11514 McKenzie Parkway | Carmel, IN 46032
Guilford Park
MLS® #
Property Type
Beds
Baths
Square Ft
21719043
House
3
2/1
2,572 s.f.
Courtesy of Berkshire Hathaway Home
Central Carmel location can’t be beat! With over 2500 square feet of living space, main floor offers a large Living Room / Dining Room area, HUGE kitchen with breakfast area, loads of cabinet and counter space, huge pantry and main floor laundry. Master Retreat w/spacious bath, double vanity and Walk-in Closet plus walk in closets in generously sized beds 2 and 3. Loft is great flex space or could be converted to 4th bedroom.Enjoy your back patio or covered front porch overlooking large neighborhood field for activities! All appliances incl washer/dryer. Walk, bike or run to Monon Center, Monon Trail, Splash pad and Carmel Arts and Design District.
Under Contract
Contingency
$ 294,900
14490 Baldwin Lane
Carmel, IN 46032
Brookstone Park
4 Bed / 2/1 Bath
2,503 Sq. Ft.
Property Type: House
MLS® #: 21723310
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 294,900
14490 Baldwin Lane | Carmel, IN 46032
Brookstone Park
MLS® #
Property Type
Beds
Baths
Square Ft
21723310
House
4
2/1
2,503 s.f.
Courtesy of CENTURY 21 Scheetz
WOW! Meticulously maintained 4 bedroom, 2.5 bath home in HIGHLY desirable Brookstone Park! Curb appeal is superb! Exceptional value with many updates including newer carpet, laminates, and paint. Roof/siding (2017), Furnace/AC (2016), Water htr/softener (2018)! Kitchen w/ granite counters & center island. Woodburning fireplace, crown molding throughout, dedicated office, & updated lighting/faucets are just a few highlights. Generous Master suite with double vanity, soaking tub, & walk-in closet! Laundry room upstairs (where it belongs!). Oversized 2-car garage, & cozy patio make this the PERFECT home for your family! Award winning Carmel schools, including Smoky Row Elementary (just a few minutes away!). Hurry, will sell FAST!!!
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