Carmel Affordable Homes

Carmel has a top-rated school system, parks and recreation and and stellar cultural amenities such as the Palladium.  Many neighborhoods feature large family homes for less than $300,000. One neighborhood you will see in all of the Carmel searchs is the Village of West Clay; it is a community of townhomes, brownstones, Pulte homes and custom homes too.  It has restaurants and businesses on site.  Many of these homes also back up to golf courses such as Plum Creek or Brookshire.

Some suggested neighborhoods are shown at right, but you can use our advanced search options here.

To know more about  Carmel Neighborhoods   read our posts about the size of the neighborhoods, resale values and current price/sq ft information.  And there is also an affordability calculator that will easily calculate payments based on purchase price if you scroll down on the right.

Gallery List Map
1 10 of 75
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Under Contract
Contingency
$ 300,000
6228 Northwood Dr
Carmel, IN 46033
Northwood Hills
4 Bed / 3 Bath
3,114 Sq. Ft.
Property Type: House
MLS® #: 21688799
Courtesy of Eco-Realty Partners, LLC
Under Contract
Contingency
$ 300,000
6228 Northwood Dr | Carmel, IN 46033
Northwood Hills
MLS® #
Property Type
Beds
Baths
Square Ft
21688799
House
4
3
3,114 s.f.
Courtesy of Eco-Realty Partners, LLC
Fantastic 4bd 3ba Carmel Cape Cod located on a lovely wooded 1.1 acre lot with creek and hiltop setting. Fully fenced large private back yard with mature trees and backs up to Plum Creek golf course. This home features beautiful original hard wood floors, 3 wood burning fire places and large walk out basement with lots of storage. Basement features finished rec room with fireplace, workshop, and large laundry area. Home has nice 2 car detached garage with bonus out building. New roof in 2013. Great neighborhood, Carmel schools, No HOA, and acreage make this a rare opportunity.
Under Contract
Contingency
$ 299,900
831 South Park Trail Drive
Carmel, IN 46032
Guilford Trail
3 Bed / 3/1 Bath
2,688 Sq. Ft.
Property Type: Condo
MLS® #: 21679592
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 299,900
831 South Park Trail Drive | Carmel, IN 46032
Guilford Trail
MLS® #
Property Type
Beds
Baths
Square Ft
21679592
Condo
3
3/1
2,688 s.f.
Courtesy of F.C. Tucker Company
Wonderful executive condominium close to the Carmel Arts District and the Monon Greenway. VERY SPACIOUS though out with nearly 2,700 Square Feet of quality living. The beautiful hardwood floors flow from the large Great Room with a bay window, through the Dining Rm, Kitchen and main level hallway. Enjoy the 15 x 12 kitchen with granite counters, stainless Steel appliances and a large center island. Three huge bedrooms all have their own separate full bathrooms and walk-in California-like closets. The Master Bedroom has a Large Bay Window area. Very large 528 Sq Ft garage with plenty of side space and storage area. Best location in Guilford Trail, with a beautiful view of open green space and trees. Showings begin Wednesday, November 6th.
Under Contract
Contingency
$ 299,900
11225 Green Street
Carmel, IN 46033
Woodland Green
4 Bed / 2/1 Bath
3,070 Sq. Ft.
Property Type: House
MLS® #: 21684857
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 299,900
11225 Green Street | Carmel, IN 46033
Woodland Green
MLS® #
Property Type
Beds
Baths
Square Ft
21684857
House
4
2/1
3,070 s.f.
Courtesy of CENTURY 21 Scheetz
Welcome home to 11225 Green Street! All the heavy-lifting is done in this wonderful home! Updates include: bamboo hardwood flooring on main (2010), HVAC (2011), roof (2015), Apex windows & sliding door (2016), ss kitchen appliances (2016), fiber cement siding (2018). Beautiful sunroom with cedar paneling, vaulted ceiling & skylights off of the family room. Gas log fireplace surrounded by built-in bookshelves in family room. Formal dining room and eat-in kitchen. Updated master bath with ceramic tile walk-in shower. Dual closets in master bedroom. Large bedrooms with large closets. Walk-in attic access over garage. Finished recreational basement. Mature trees and sizable lot with large patio for entertaining or enjoy the quiet front porch.
Under Contract
Contingency
$ 299,900
760 Woodview South Drive
Carmel, IN 46032
Wood Park
3 Bed / 2 Bath
2,050 Sq. Ft.
Property Type: House
MLS® #: 21689645
Courtesy of Berkshire Hathaway Home
Under Contract
Contingency
$ 299,900
760 Woodview South Drive | Carmel, IN 46032
Wood Park
MLS® #
Property Type
Beds
Baths
Square Ft
21689645
House
3
2
2,050 s.f.
Courtesy of Berkshire Hathaway Home
Vacation all year long in this brilliantly designed Low Maintenance Living 3BD/2BA Ranch nestled on a Premium Pond Lot w/serene & picturesque water views located in the heart of Carmel! Soaring Cathedral + Vaulted Ceilings, welcoming Great Rm w/Gas Frplc, incredible Master Suite leads to 14x16 FOUR SEASON SUNROOM also feat. huge WIC, Dbl Sinks, Garden Tub + Sep Shower! All Appls stay in the sunny eat-in Kit! Enjoy park-like water views from the delightful Screened in Porch + Newer Over-sized TREX DECK + your own personal Beach! Incredible Location Walking Distance + easy access to Central Park, Monon Center + Walking/Biking Trails! Low monthly fee incl Lawncare + Snow Removal on Drive/Walkway! Irrigation System! Washer + Dryer Stay!
Under Contract
Contingency
$ 299,900
13011 Wembly Circle
Carmel, IN 46033
Brookshire North
4 Bed / 2/1 Bath
3,394 Sq. Ft.
Property Type: House
MLS® #: 21674861
Courtesy of Carpenter, REALTORS®
Under Contract
Contingency
$ 299,900
13011 Wembly Circle | Carmel, IN 46033
Brookshire North
MLS® #
Property Type
Beds
Baths
Square Ft
21674861
House
4
2/1
3,394 s.f.
Courtesy of Carpenter, REALTORS®
Desirable Brookshire North. Circular Drive, New carpet, paint and tile. Double entry closets. Finished basement. All new electrical outlets and panel. Roof 2019. Kitchen has been updated with granite countertops, stainless steel appliances and beautiful slate backsplash with soft shut doors and spice racks. Huge 2.5 car garage. So much storage. Carmel cited #2 Best Suburb to Live in America (niche.com), Best Place to Raise a Family in the Midwest (yahoo.com), No.1 Safest City to Raise a Child (safeties.com). Over 500 Acres of Park Land in Carmel. Events throughout the year and only 1 mile from downtown, walking distance.
Under Contract
Contingency
$ 299,900
3619 Brian Place
Carmel, IN 46033
Woodland Springs
4 Bed / 2/1 Bath
2,468 Sq. Ft.
Property Type: House
MLS® #: 21689488
Courtesy of ERA Real Estate Links
Under Contract
Contingency
$ 299,900
3619 Brian Place | Carmel, IN 46033
Woodland Springs
MLS® #
Property Type
Beds
Baths
Square Ft
21689488
House
4
2/1
2,468 s.f.
Courtesy of ERA Real Estate Links
Entertainers dream in this perfectly located 4 bedroom home in Woodland Springs. Enjoy the pool, large covered patio, built in grill, and fenced in backyard! Open concept eat in kitchen and family room, fireplace and built ins. Large formal living room, dining room, and laundry room on the main floor. Upstairs are all 4 bedrooms including the updated owners suite with garden tub, floor to ceiling tiled shower, and walk in closet. Laundry room rough-in upstairs as well! Almost an 1/2 an acre in Carmel!
Under Contract
Contingency
$ 299,515
11798 HARVARD Lane
Carmel, IN 46032
Townhomes At Guilford
3 Bed / 3/1 Bath
2,300 Sq. Ft.
Property Type: Condo
MLS® #: 21681390
Courtesy of Sargent Realty Group LLC
Under Contract
Contingency
$ 299,515
11798 HARVARD Lane | Carmel, IN 46032
Townhomes At Guilford
MLS® #
Property Type
Beds
Baths
Square Ft
21681390
Condo
3
3/1
2,300 s.f.
Courtesy of Sargent Realty Group LLC
Totally updated and pristine three bedroom, three .5 bath townhome with a private wooded balcony view . Meticulously maintained, this unit is unique in every way and sincerely shows better than any model! Hardwoods on the main and lower levels. New and very light carpeting in the upper level! Updated granite in the kitchen with an oversized , stately large island / bar and also granite in all bathrooms. This townhome has two gas fireplaces. Light and contemporary colors throughout meticulously decorated and ready for entertaining. Detailed wainscoting throughout highlight the style and uniqueness of this beautiful unit. Plantation shutters and other updated window coverings in kitchen, lower level, and two bedrooms.
Under Contract
Contingency
$ 295,385
7271 Zanesville Road
Carmel, IN 46033
The Prairie At Legacy
3 Bed / 2/2 Bath
2,063 Sq. Ft.
Property Type: Condo
MLS® #: 21684917
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 295,385
7271 Zanesville Road | Carmel, IN 46033
The Prairie At Legacy
MLS® #
Property Type
Beds
Baths
Square Ft
21684917
Condo
3
2/2
2,063 s.f.
Courtesy of CENTURY 21 Scheetz
You’ll love the low maintenance lifestyle this neighborhood offers – you don’t have to worry about lawn care, it’s done for you! Spend your outdoor time walking/jogging the community trails instead. The Talbott II floor plan is open and bright as soon as you enter the 2-story foyer! The kitchen offers plenty of storage space and a generous breakfast bar/island that is open to the great room & flex room. The flex room could be used as formal dining space, living room, office space, tv room… whatever you need. All the bedrooms and laundry room are on the 3rd floor. Plenty of room to spread out… you also have the finished lower level to suit your needs. Guess what… this home comes equipped with voice control by Alexa!
Under Contract
Contingency
$ 295,000
3039 Tiffany Court
Carmel, IN 46033
Waterford
2 Bed / 2 Bath
2,275 Sq. Ft.
Property Type: House
MLS® #: 21684030
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 295,000
3039 Tiffany Court | Carmel, IN 46033
Waterford
MLS® #
Property Type
Beds
Baths
Square Ft
21684030
House
2
2
2,275 s.f.
Courtesy of F.C. Tucker Company
LARGEST FLOORPLAN IN POPULAR WATERFORD. LOVELY LIVING/DINING ROOMS PERFECT FOR ENTERTAINING. . DUAL SIDED FP BETWEEN LR/KIT; FP IN DEN. DUAL SHOWER IN MSTR BA; HUGE WALK IN CLOSET. SPLIT BEDROOM ARRANGEMENT. 10' CEILINGS. LARGE SUNROOM AND BEAUTIFULLY LANDSCAPED PATIO. OVERSIZED TWO CAR GARAGE. IRRIGATION SYSTEM. HOME WARRANTY! CONVENIENT TO SHOPPING, TRAVEL, RESTAURANTS!
Under Contract
Contingency
$ 295,000
210 Walter Street
Carmel, IN 46032
Walters Plaza
4 Bed / 2/1 Bath
3,814 Sq. Ft.
Property Type: House
MLS® #: 21685181
Courtesy of Mid America Realty
Under Contract
Contingency
$ 295,000
210 Walter Street | Carmel, IN 46032
Walters Plaza
MLS® #
Property Type
Beds
Baths
Square Ft
21685181
House
4
2/1
3,814 s.f.
Courtesy of Mid America Realty
It's rare to see big home for the price in Carmel nowadays. New floors throughout the house. New Appliances in the kitchen. Walkout basement through garage. Locates within heart of Clay Terrace shops/restaurants. In family neighborhood, hop, skip and jump to Monon Parkway.
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