Carmel Affordable Homes

Carmel has a top-rated school system, parks and recreation and and stellar cultural amenities such as the Palladium.  Many neighborhoods feature large family homes for less than $300,000. One neighborhood you will see in all of the Carmel searchs is the Village of West Clay; it is a community of townhomes, brownstones, Pulte homes and custom homes too.  It has restaurants and businesses on site.  Many of these homes also back up to golf courses such as Plum Creek or Brookshire.

Some suggested neighborhoods are shown at right, but you can use our advanced search options here.

To know more about  Carmel Neighborhoods   read our posts about the size of the neighborhoods, resale values and current price/sq ft information.  And there is also an affordability calculator that will easily calculate payments based on purchase price if you scroll down on the right.

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Under Contract
Contingency
$ 300,000
1408 Shadow Lakes Drive N
Carmel, IN 46032
Shadow Lakes
4 Bed / 2/1 Bath
3,696 Sq. Ft.
Property Type: House
MLS® #: 21693173
Courtesy of Keller Williams Indpls Metro N
Under Contract
Contingency
$ 300,000
1408 Shadow Lakes Drive N | Carmel, IN 46032
Shadow Lakes
MLS® #
Property Type
Beds
Baths
Square Ft
21693173
House
4
2/1
3,696 s.f.
Courtesy of Keller Williams Indpls Metro N
Beautiful four (or 5) bedroom home with basement is awaiting its next owners by the original owners! This home features a living room (or office), dining room, and a kitchen with an island that opens into the great room with fireplace. Upstairs there is a huge master bedroom with three other good size bedrooms. Don't forget about the unfinished basement as well! All of this on a 1/3 acre lot with fenced in back yard. Carmel address yet award winning Westfield schools, plus conveniently close to shopping, restaurants and walking/biking trails.
Under Contract
Contingency
$ 299,999
14542 Cotswold Lane
Carmel, IN 46033
Ashmore Trace
4 Bed / 2/1 Bath
3,615 Sq. Ft.
Property Type: House
MLS® #: 21687381
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 299,999
14542 Cotswold Lane | Carmel, IN 46033
Ashmore Trace
MLS® #
Property Type
Beds
Baths
Square Ft
21687381
House
4
2/1
3,615 s.f.
Courtesy of CENTURY 21 Scheetz
Fantastic 4 BR brick w/finished basement! Versatile den/office on main level. Spacious kitchen w/bamboo flooring open to family room w/ fireplace and great built-ins. Spacious master bedroom w/versatile bonus room. Light filled home in a great neighborhood w/convenient location and Cherry Tree elementary school. Full finished basement w/dry bar and extra storage. Large deck w/fenced back yard. Roof new 2016. This one will not last long!!
Under Contract
Contingency
$ 299,900
12962 Petigru Street
Carmel, IN 46032
Village Of Westclay
3 Bed / 3/1 Bath
1,715 Sq. Ft.
Property Type: Condo
MLS® #: 21688640
Courtesy of Onyx and East, LLC
Under Contract
Contingency
$ 299,900
12962 Petigru Street | Carmel, IN 46032
Village Of Westclay
MLS® #
Property Type
Beds
Baths
Square Ft
21688640
Condo
3
3/1
1,715 s.f.
Courtesy of Onyx and East, LLC
Excellent 3-bedroom, 3.5 Bath opportunity in the Village of WestClay. Home includes quartz counter tops, 9', smooth-finish ceilings, 2-car garage, stainless appliances and a 2-year builder warranty. The Village of WestClay is one of the most desired communities in Indianapolis. Walk or Bike to coffee shops, restaurants, 3 swimming pools, work-out rooms, ponds, and pristine gardens and walkways.
Under Contract
Contingency
$ 299,900
980 BROWNSTONE Trace
Carmel, IN 46032
Brownstone Homes At Guilford Reserve
2 Bed / 2/1 Bath
2,384 Sq. Ft.
Property Type: Condo
MLS® #: 21693201
Courtesy of RE/MAX Complete
Under Contract
Contingency
$ 299,900
980 BROWNSTONE Trace | Carmel, IN 46032
Brownstone Homes At Guilford Reserve
MLS® #
Property Type
Beds
Baths
Square Ft
21693201
Condo
2
2/1
2,384 s.f.
Courtesy of RE/MAX Complete
Fabulous 2BR/2.5BA End Unit condo in Brownstone Homes at Guilford Reserve. Step-in from the covered porch. Offering Den/office/guest BR w/beautiful woodwork & wet bar, Gourmet kitchen w/Granite c-tops, Breakfast bar, SS appliances & Butlers pantry, Formal Dining rm, Great rm w/GL FP and access to the balcony, half bath & laundry rm complete the main levels. Upper level has Master suite w/vaulted ceiling, custom slate shower stall, Jacuzzi tub, dbl sinks & wlk-in closet, BR 2 w/vaulted ceiling, full bath ensuite & wlk-in closet.
Under Contract
Contingency
$ 299,900
10126 Partridge Place
Carmel, IN 46033
Briar Creek
4 Bed / 2/1 Bath
2,246 Sq. Ft.
Property Type: House
MLS® #: 21693327
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 299,900
10126 Partridge Place | Carmel, IN 46033
Briar Creek
MLS® #
Property Type
Beds
Baths
Square Ft
21693327
House
4
2/1
2,246 s.f.
Courtesy of F.C. Tucker Company
Beautiful 4 bedroom 2.5 bath home in prime cul de sac Carmel location. Home features an updated eat-in kitchen w/ quartz counters, hardwood floors, stainless appliances and tons of cabinet space. Family room with built ins and a wood burning brick fireplace. Large master bedroom with custom walk in closet and an updated bathroom w/ walk in shower. 4th bedroom has built ins and is perfect for a home office. 21 x 14 screened in porch overlooks a beautiful large yard with mature trees and a wonderful swing set. Home has tons of updates including; dimensional roof 2018, exterior paint 2018, interior paint 2019 and much much more!
Under Contract
Contingency
$ 299,900
11225 Green Street
Carmel, IN 46033
Woodland Green
4 Bed / 2/1 Bath
3,414 Sq. Ft.
Property Type: House
MLS® #: 21684857
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 299,900
11225 Green Street | Carmel, IN 46033
Woodland Green
MLS® #
Property Type
Beds
Baths
Square Ft
21684857
House
4
2/1
3,414 s.f.
Courtesy of CENTURY 21 Scheetz
Welcome home to 11225 Green Street! All the heavy-lifting is done in this wonderful home! Updates include: bamboo hardwood flooring on main (2010), AC (2011), roof (2015), Apex windows & sliding door (2016), ss kitchen appliances (2016), fiber cement siding (2018). Beautiful sunroom with cedar paneling, vaulted ceiling & skylights off of the family room. Decorative fireplace surrounded by built-in bookshelves in family room. Formal dining room and eat-in kitchen. Updated master bath with ceramic tile walk-in shower. Dual closets in master bedroom. Large bedrooms with large closets. Walk-in attic access over garage. Finished recreational basement. Mature trees and sizable lot with large patio for entertaining or enjoy the quiet front porch.
Under Contract
Contingency
$ 299,900
13011 Wembly Circle
Carmel, IN 46033
Brookshire North
4 Bed / 2/1 Bath
3,394 Sq. Ft.
Property Type: House
MLS® #: 21674861
Courtesy of Carpenter, REALTORS®
Under Contract
Contingency
$ 299,900
13011 Wembly Circle | Carmel, IN 46033
Brookshire North
MLS® #
Property Type
Beds
Baths
Square Ft
21674861
House
4
2/1
3,394 s.f.
Courtesy of Carpenter, REALTORS®
Desirable Brookshire North. Circular Drive, New carpet, paint and tile. Double entry closets. Finished basement. All new electrical outlets and panel. Roof 2019. Kitchen has been updated with granite countertops, stainless steel appliances and beautiful slate backsplash with soft shut doors and spice racks. Huge 2.5 car garage. So much storage. Carmel cited #2 Best Suburb to Live in America (niche.com), Best Place to Raise a Family in the Midwest (yahoo.com), No.1 Safest City to Raise a Child (safeties.com). Over 500 Acres of Park Land in Carmel. Events throughout the year and only 1 mile from downtown, walking distance.
Under Contract
Contingency
$ 295,000
12610 Lockerbie Circle
Carmel, IN 46033
Brookshire Pines
3 Bed / 2 Bath
1,888 Sq. Ft.
Property Type: House
MLS® #: 21688282
Courtesy of Keller Williams Indy Metro NE
Under Contract
Contingency
$ 295,000
12610 Lockerbie Circle | Carmel, IN 46033
Brookshire Pines
MLS® #
Property Type
Beds
Baths
Square Ft
21688282
House
3
2
1,888 s.f.
Courtesy of Keller Williams Indy Metro NE
Stunning home for sale in the popular Brookside North! This beautiful home features 3 bedrooms, 2 bathrooms and 1,880 sq ft of living space. The first floor features open floor plan, vaulted ceilings with custom beams, bright windows, and engineered hardwood floors. Gorgeous double sided fireplace to be enjoyed in living room & kitchen. The kitchen has been completed updated with new cabinets, countertops and appliances. Master suite with updated master bath featuring subway tile shower and durable tile flooring. During the summer, entertain in style on the huge deck perfect for relaxing or cookouts. Located on a quiet cul-de-sac, in the highly coveted Carmel Schools shopping and restaurants nearby along with Clay Terrace! Welcome Home!
Under Contract
Contingency
$ 295,000
826 Ivy Lane
Carmel, IN 46032
Townhomes At Guilford
3 Bed / 3/1 Bath
2,478 Sq. Ft.
Property Type: Condo
MLS® #: 21681846
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 295,000
826 Ivy Lane | Carmel, IN 46032
Townhomes At Guilford
MLS® #
Property Type
Beds
Baths
Square Ft
21681846
Condo
3
3/1
2,478 s.f.
Courtesy of CENTURY 21 Scheetz
You will love this location within walking distance to restaurants, grocery, the Monon center/trail, City Center and so much more. This highly desirable END UNIT provides plenty of natural lighting and lovely views of the pond from all three levels: Master bedroom, fam room and 1st fl media room with full bath. Entertaining is so easy with a central kitchen that accesses the eat in kit/fam room and the formal LIV/DIN area. Greet your guests in the two story foyer and walk them into the formal space or cozy family room. Your deck is on level two and is easily accessed from the kitchen. Your master suite offers a cathedral ceiling, walk in closet and separate water closet. Come see for yourself....
Under Contract
Contingency
$ 293,385
7271 Zanesville Road
Carmel, IN 46033
The Prairie At Legacy
3 Bed / 2/2 Bath
2,063 Sq. Ft.
Property Type: Condo
MLS® #: 21684917
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 293,385
7271 Zanesville Road | Carmel, IN 46033
The Prairie At Legacy
MLS® #
Property Type
Beds
Baths
Square Ft
21684917
Condo
3
2/2
2,063 s.f.
Courtesy of CENTURY 21 Scheetz
You’ll love the low maintenance lifestyle this neighborhood offers – you don’t have to worry about lawn care, it’s done for you! Spend your outdoor time walking/jogging the community trails instead. The Talbott II floor plan is open and bright as soon as you enter the 2-story foyer! The kitchen offers plenty of storage space and a generous breakfast bar/island that is open to the great room & flex room. The flex room could be used as formal dining space, living room, office space, tv room… whatever you need. All the bedrooms and laundry room are on the 3rd floor. Plenty of room to spread out… you also have the finished lower level to suit your needs. Guess what… this home comes equipped with voice control by Alexa!
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