Carmel Affordable Homes

Carmel has a top-rated school system, parks and recreation and and stellar cultural amenities such as the Palladium.  Many neighborhoods feature large family homes for less than $300,000. One neighborhood you will see in all of the Carmel searchs is the Village of West Clay; it is a community of townhomes, brownstones, Pulte homes and custom homes too.  It has restaurants and businesses on site.  Many of these homes also back up to golf courses such as Plum Creek or Brookshire.

Some suggested neighborhoods are shown at right, but you can use our advanced search options here.

To know more about  Carmel Neighborhoods   read our posts about the size of the neighborhoods, resale values and current price/sq ft information.  And there is also an affordability calculator that will easily calculate payments based on purchase price if you scroll down on the right.

Gallery List Map
1 10 of 121
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Under Contract
Contingency
$ 300,000
2598 Congress Street
Carmel, IN 46032
Village Of Westclay
3 Bed / 2/2 Bath
2,360 Sq. Ft.
Property Type: Condo
MLS® #: 21551645
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 300,000
2598 Congress Street | Carmel, IN 46032
Village Of Westclay
MLS® #
Property Type
Beds
Baths
Square Ft
21551645
Condo
3
2/2
2,360 s.f.
Courtesy of CENTURY 21 Scheetz
End unit townhome w/3 bedrooms in The Village of West Clay. Lots of natural light. Hardwoods throughout the main level, Silestone kitchen countertops, new black stainless steel appliances and lovely backsplash, whole house water conditioner w/reverse osmosis in kitchen, alarm system. Convenient upstairs laundry, double sinks in both full baths w/new faucet fixtures, 1/2 bath on both lower level and main level, custom designed master closet, walk-in closets in the two other bedrooms, deck off main level to enjoy your morning coffee. Open floorplan on main level allows you to have a dining room or create a hearth room w/a gas fireplace off the kitchen. Lots of space for family & friends to gather & enjoy the West Clay lifestyle. Come and see!
Under Contract
Contingency
$ 300,000
218 IRONWOOD Drive
Carmel, IN 46033
Cool Creek North
5 Bed / 3 Bath
3,368 Sq. Ft.
Property Type: House
MLS® #: 21545642
Courtesy of Berkshire Hathaway Home
Under Contract
Contingency
$ 300,000
218 IRONWOOD Drive | Carmel, IN 46033
Cool Creek North
MLS® #
Property Type
Beds
Baths
Square Ft
21545642
House
5
3
3,368 s.f.
Courtesy of Berkshire Hathaway Home
Fantastic Opportunity in Desired Cool Creek North Location. This Wonderful Home Features 5 Bedrooms w 3 Full Baths. The 5th Bedroom is on the Main Level. Open Kitchen w Stainless Appliances, Family Room w Brick Hearth & Built-Ins, Separate Living Room, and Formal Dining Room. Outstanding In ground Pool w Hot Tub, Jetted Fountains, and Diving Board. Get Ready for Summer Everything! This Home Also Features a Finished Basement, Large Screened Porch and Deck.
Under Contract
Contingency
$ 299,990
10772 Cheryl Court
Carmel, IN 46033
Keystone Woods
3 Bed / 2/1 Bath
1,750 Sq. Ft.
Property Type: House
MLS® #: 21556495
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 299,990
10772 Cheryl Court | Carmel, IN 46033
Keystone Woods
MLS® #
Property Type
Beds
Baths
Square Ft
21556495
House
3
2/1
1,750 s.f.
Courtesy of CENTURY 21 Scheetz
You've never seen one like this! EVERYTHING updated to today's modern standards in this 3bd 2.5 ba ranch on 1.3 acre COMPLETELY fenced in wooded cul-de-sac lot! Wide open floor plan with all new floors, paint, fixtures, bathrooms, kitchen, roof, appliances, crawlspace! Kitchen with quartz counters, new wood shaker cabinets, new SS appliances, backsplash and walk in pantry with sliding barn door. Mud room just like HGTV! Master suite with walk in shower! Nice size bedrooms with new carpet! Other recent updates include driveway, stamped concrete walkway, roof, fence. You'll never find another like it!
Under Contract
Contingency
Reduced $20k
$ 299,900
4207 Shine Court
Carmel, IN 46033
Setters Run
4 Bed / 2/1 Bath
3,047 Sq. Ft.
Property Type: House
MLS® #: 21519450
Courtesy of Carpenter, REALTORS®
Under Contract
Contingency
$ 299,900
4207 Shine Court | Carmel, IN 46033
Setters Run
MLS® #
Property Type
Beds
Baths
Square Ft
21519450
House
4
2/1
3,047 s.f.
Courtesy of Carpenter, REALTORS®
Must see! This move-in ready updated 4BR, 2 1/2 BA two story home with finished basement and wetbar, huge screened in porch and hot tub is ready for your family to move in! Enjoy chilly nights by the wood-burning fireplace and summers with the playground, walking path, and pool so close they're almost in your back yard! New flooring to include hand-scraped real hardwoods, tile, carpet and fresh paint throughout.
Under Contract
Contingency
$ 299,900
70 South Guilford Trail Drive
Carmel, IN 46032
Guilford Trail
4 Bed / 3/1 Bath
2,722 Sq. Ft.
Property Type: Condo
MLS® #: 21554311
Courtesy of A. M. Sandler & Associates
Under Contract
Contingency
$ 299,900
70 South Guilford Trail Drive | Carmel, IN 46032
Guilford Trail
MLS® #
Property Type
Beds
Baths
Square Ft
21554311
Condo
4
3/1
2,722 s.f.
Courtesy of A. M. Sandler & Associates
Walk to the Monon or the Arts District in Downtown Carmel! 3/4BR 3.5Bath, End Unit. Custom Townhome w/all the upgrades. Granite Counters, Hardwood Floors, Top of the line Stainless Appliances, Marble & Ceramic Tile Baths, Upstairs Laundry, Crown Moldings, Pella Windows! WHOLE HOUSE AUDIO & Sprinkler System. New Furnace & Water Heater. Exceptional Storage Throughout. Finished Oversized 2+ Car Garage & 2 1/2ft Walk-in Storage Closet. Gigantic 22ft Wood Deck. Freshly painted inside & out! Seller would prefer a straight sale, but would be receptive to all types of financing; Cash, ICONV, CONV, FHA, VA, LAND CONTRACT &/or possible LEASE PURCHASE.
Under Contract
Contingency
$ 299,900
885 Ironwood Drive
Carmel, IN 46033
Cool Creek North
4 Bed / 2/1 Bath
2,985 Sq. Ft.
Property Type: House
MLS® #: 21542372
Courtesy of RE/MAX Realty Group
Under Contract
Contingency
$ 299,900
885 Ironwood Drive | Carmel, IN 46033
Cool Creek North
MLS® #
Property Type
Beds
Baths
Square Ft
21542372
House
4
2/1
2,985 s.f.
Courtesy of RE/MAX Realty Group
Hard to find a home in popular Cool Creek North. This home is well cared for and is move in ready. Large foyer with hardwood, beautiful and open living room with bay window & family room area. FR has built-in bookshelves and gorgeous brick fireplace with gas logs. Dining Rm, nice kitchen with plenty of cabinets, pantry, built-in oven, microwave, refrigerator & electric cook top. Kitchen and breakfast room both have a beautiful view of the fenced back yard. Lovely MBR upstairs with full bath, tiled walk-in shower & walk-in closet. Plus 3 add. bedrooms & full updated bath with double sinks. Nicely finished basement that is perfect for pool table, tv for your bonus &/or rec. room. Screened patio and nice large deck in back are great too!
Under Contract
Contingency
$ 299,900
14478 Baldwin Ln
Carmel, IN 46032
Brookstone Park
4 Bed / 3/1 Bath
3,462 Sq. Ft.
Property Type: House
MLS® #: 21558497
Courtesy of Carpenter, REALTORS®
Under Contract
Contingency
$ 299,900
14478 Baldwin Ln | Carmel, IN 46032
Brookstone Park
MLS® #
Property Type
Beds
Baths
Square Ft
21558497
House
4
3/1
3,462 s.f.
Courtesy of Carpenter, REALTORS®
Absolutely gorgeous home in Brookstone Park, New beautiful flooring through out the house, fresh paint, newly finished basement with full bath, SS appliances, Granite kitchen countertop, walk-in pantry, 4 bedroom with all walk-in closets. Roof(2017). Must see!
Under Contract
Contingency
$ 299,900
144 BEXHILL Drive
Carmel, IN 46032
Harrowgate
4 Bed / 3 Bath
3,448 Sq. Ft.
Property Type: House
MLS® #: 21559089
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 299,900
144 BEXHILL Drive | Carmel, IN 46032
Harrowgate
MLS® #
Property Type
Beds
Baths
Square Ft
21559089
House
4
3
3,448 s.f.
Courtesy of F.C. Tucker Company
Just a short walk to Carmel High School, Downtown Carmel Arts District and the Monon Trail. 4 Bedrooms/2 Full Baths in this spacious main level. Large lower level is currently set up as an In Laws Quarters with another full bath, separate kitchen and separate entrance. Home has new dimensional shingle roof, new carpet, fresh neutral tone paint throughout, and beautiful hardwood floors. Very large lot, fully fenced back yard, side load garage, fresh landscaping and newer retaining walls.
Under Contract
Contingency
$ 299,900
2045 Rhettsbury Street
Carmel, IN 46032
Village Of Westclay
3 Bed / 2/1 Bath
2,640 Sq. Ft.
Property Type: House
MLS® #: 21545920
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 299,900
2045 Rhettsbury Street | Carmel, IN 46032
Village Of Westclay
MLS® #
Property Type
Beds
Baths
Square Ft
21545920
House
3
2/1
2,640 s.f.
Courtesy of F.C. Tucker Company
Beautiful move in ready cottage in popular Village of West Clay! White cabinetry w/island & all stainless-steel appliances included. Hardwood floors throughout main level, & basement features built-in desk.Upstairs has 3 spacious bedrooms. Master suite w/vaulted ceilings, walk-in closet & separate tub & shower. Corner location overlooking fountains & Landscaping. Enjoy all amenities the Village has to offer: trails, workout centers, pool, tennis courts, lakes, parks & easy walk to restaurants.
Under Contract
Contingency
$ 299,900
15231 Mystic Rock Court
Carmel, IN 46033
Bridgewater Club
3 Bed / 3/1 Bath
1,907 Sq. Ft.
Property Type: House
MLS® #: 21486879
Courtesy of ERA Real Estate Links
Under Contract
Contingency
$ 299,900
15231 Mystic Rock Court | Carmel, IN 46033
Bridgewater Club
MLS® #
Property Type
Beds
Baths
Square Ft
21486879
House
3
3/1
1,907 s.f.
Courtesy of ERA Real Estate Links
Sigma Builders presents the Savannah. A unique living style inspired from the southeastern U.S. - a free standing home w/ a town-home feel! This three story brand new model home is located in the Bridgewater Club w membership included in purchase price. Featuring over $39k in upgrades. Main level features a large entry w/drop zone cubbies and flex rm w full bath. Upper levels feature, 2-3 bds, 3.5 ba, 9' ceiling on all floors, gourmet KT w/granite cntrtps/large center island, SS appliances, and adjoining dining room. Large family rm opens to the second lev covered deck. Master BD w beverage center, walk-in closet w/shoe rack/laundry rm on same level. Come tour the Bridgewater Clubhouse. Have a home to sell, Sigma will consider a trade!
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