Carmel Affordable Homes

Carmel has a top-rated school system, parks and recreation and and stellar cultural amenities such as the Palladium.  Many neighborhoods feature large family homes for less than $300,000. One neighborhood you will see in all of the Carmel searchs is the Village of West Clay; it is a community of townhomes, brownstones, Pulte homes and custom homes too.  It has restaurants and businesses on site.  Many of these homes also back up to golf courses such as Plum Creek or Brookshire.

Some suggested neighborhoods are shown at right, but you can use our advanced search options here.

To know more about  Carmel Neighborhoods   read our posts about the size of the neighborhoods, resale values and current price/sq ft information.  And there is also an affordability calculator that will easily calculate payments based on purchase price if you scroll down on the right.

Gallery List Map
1 10 of 132
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Under Contract
Contingency
Reduced $14k
$ 300,000
5261 Ivy Hill Dr
Carmel, IN 46033
Plum Creek North
4 Bed / 2/1 Bath
2,999 Sq. Ft.
Property Type: House
MLS® #: 21616435
Courtesy of Carpenter, REALTORS®
Under Contract
Contingency
$ 300,000
5261 Ivy Hill Dr | Carmel, IN 46033
Plum Creek North
MLS® #
Property Type
Beds
Baths
Square Ft
21616435
House
4
2/1
2,999 s.f.
Courtesy of Carpenter, REALTORS®
New carpet, new fixtures, new paint. Open 4 bedroom, 2.5 bath home in convenient Plum Creek. Light-filled 2 Story entry separates formal dining room from office/den. Circular floor plan with hardwoods & 9' ceilings throughout main level. Kitchen complete with granite countertops, 42" cabinets, & stainless steel appliances opens to breakfast room & family room with fireplace. Vaulted ceiling master suite has generous w/i closet & master bath with tile floors, double sinks, garden tub, & separate shower. Finished basement perfect for rec space, play room, or (wo)man cave. Enjoy apples, peaches, cherries, or pears from fruit trees in your own backyard. Walking distance to updated Inlow Park and restaurants.
Under Contract
Contingency
$ 299,900
15433 Mystic Rock Drive
Carmel, IN 46033
Bridgewater Club
3 Bed / 2/1 Bath
1,907 Sq. Ft.
Property Type: House
MLS® #: 21493008
Courtesy of ERA Real Estate Links
Under Contract
Contingency
$ 299,900
15433 Mystic Rock Drive | Carmel, IN 46033
Bridgewater Club
MLS® #
Property Type
Beds
Baths
Square Ft
21493008
House
3
2/1
1,907 s.f.
Courtesy of ERA Real Estate Links
Sigma Builders presents the Savannah! A unique living life style inspired from the SE U.S. This three story proposed construction home is located in the Bridgewater Club w social and sports membership included. Main lev features may include a large entry w/drop zone cubbies/flex rm w full bth. Upper levels may feature, 2-3 bds, 3.5 ba, 9' ceiling, gourmet KT w/granite cntrtps/large center island, SS appliances/adjoining dining room. Large family rm opens to second lev full covered porch or full deck. Mstr BD may include bev center, spinning shoe rack in walk-in closet, laundry rm on same level. Images may be of a similar home. Elevators are available. Come personally tour these unique Cottage homes and the Bridgewater Clubhouse!
Under Contract
Contingency
$ 299,900
10741 PUTNAM Place
Carmel, IN 46032
Park At Weston Place
4 Bed / 2/1 Bath
2,333 Sq. Ft.
Property Type: House
MLS® #: 21642812
Courtesy of Carpenter, REALTORS®
Under Contract
Contingency
$ 299,900
10741 PUTNAM Place | Carmel, IN 46032
Park At Weston Place
MLS® #
Property Type
Beds
Baths
Square Ft
21642812
House
4
2/1
2,333 s.f.
Courtesy of Carpenter, REALTORS®
Wow! Really nice updated 4BR, 2.5BA in Weston Place neighborhood! Kitchen has granite countertops, glass tile backsplash, SS applcs. And right off the kitchen is a great screened porch and huge stamped concrete patio, both excellent to stretch out or entertain - a backyard oasis! Wood-burning fireplace for the 'other' seasons. 3 car garage for even more room. Nice master and attached bath and WIC. 4th bedroom above garage is 18x20, currently used for recreation and entertainment center. Built-in bookshelves in the upstairs landing area. Very well-maintained, and new interior paint - not a thing to do! Lg. back yard. Nice curb appeal and landscaping. Excellent location to shopping and interstates. Carmel schools. This one won't last long!
Under Contract
Contingency
$ 299,900
13917 Sandy Creek Court
Carmel, IN 46032
Springmill Crossing
4 Bed / 3 Bath
3,376 Sq. Ft.
Property Type: House
MLS® #: 21646450
Courtesy of ERA Real Estate Links
Under Contract
Contingency
$ 299,900
13917 Sandy Creek Court | Carmel, IN 46032
Springmill Crossing
MLS® #
Property Type
Beds
Baths
Square Ft
21646450
House
4
3
3,376 s.f.
Courtesy of ERA Real Estate Links
Beautifully maintained 4 bedroom home on a cul-de-sac! Spacious office with built-ins and a formal dining room. Kitchen and family room have a lot of natural light from the large back yard. Cozy up to the family room fireplace. Updated eat in kitchen with bay window stainless steel appliances, large pantry closet, R/O system with tap at sink and connects to the fridge. All 4 bedrooms upstairs including the master suite with double sinks, walk in custom closet by California Closets, extra bonus space and a whirlpool tub. Clean unfinished basement with plenty of storage. Check out mature trees and over-sized yard!
Under Contract
Contingency
$ 299,900
4433 Updike Circle
Carmel, IN 46033
Setters Run
4 Bed / 3/1 Bath
3,357 Sq. Ft.
Property Type: House
MLS® #: 21644866
Courtesy of United Real Estate Indpls
Under Contract
Contingency
$ 299,900
4433 Updike Circle | Carmel, IN 46033
Setters Run
MLS® #
Property Type
Beds
Baths
Square Ft
21644866
House
4
3/1
3,357 s.f.
Courtesy of United Real Estate Indpls
Wonderful 4 bedroom Cul-de-Sac home on a private pond and walking path. VERY little traffic will roll by this Carmel home in Setters Run. Fantastic views off the deck with an incredible amount of space in the home. New paint and new carpet throughout the entire house. VERY large finished basement with a full bath! New high end kitchen appliances. Roof replaced in 2017. Brand new water heater (2019), New high end high efficiency HVAC installed in 2018. Smart home features also included with remote locks, smart thermostat, lights, and security.
Under Contract
Contingency
$ 299,500
10250 Briar Creek Lane
Carmel, IN 46033
Briar Creek
3 Bed / 3 Bath
2,330 Sq. Ft.
Property Type: House
MLS® #: 21635213
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 299,500
10250 Briar Creek Lane | Carmel, IN 46033
Briar Creek
MLS® #
Property Type
Beds
Baths
Square Ft
21635213
House
3
3
2,330 s.f.
Courtesy of F.C. Tucker Company
Not your average trilevel!! Move-in ready, nestled onto a tranquil DOUBLE cul-de-sac, yet close to everything the Indy area has to offer. Gorgeous hardwood floors span the entry & naturally bright Living Rm. Formal Dining space. Quaint Eat-in-Kitchen has stainless appliances & tile backsplash overlook spacious Great Room w/fabulous stone fireplace. 3 Bedrooms + Office, all with new carpet 2019. 3 Full Baths! 2+ Car Garage w/ample storage & workshop space. Private back yard with expansive back patio, plenty of shade, play space & lovely water feature to accompany your cookout, bonfire, or game of hoops! Storage shed. Fabulous community - great for walking, running, bike riding, w/amenities incl: clubhouse, swim club, tennis court & lessons!
Under Contract
Contingency
$ 298,000
5822 Stone Pine Trail
Carmel, IN 46033
Stone Haven At Haverstick
5 Bed / 2/1 Bath
3,461 Sq. Ft.
Property Type: House
MLS® #: 21639868
Courtesy of Carpenter, REALTORS®
Under Contract
Contingency
$ 298,000
5822 Stone Pine Trail | Carmel, IN 46033
Stone Haven At Haverstick
MLS® #
Property Type
Beds
Baths
Square Ft
21639868
House
5
2/1
3,461 s.f.
Courtesy of Carpenter, REALTORS®
Meticulously maintained, one owner, two story home w/soaring ceilings. Bright, open kitchen w/loads of 42" cabinets plus newer ceramic cook top stove and newer microhood. Kitchen has center island and breakfast bar that opens to a two story family room with gas log fireplace. Main level office or bedroom with French doors from family room. Access the upstairs via a split staircase with catwalk to open loft which could be a perfect spot for studying. Expansive Master Suite with bright and airy master bath boasting double sinks, garden tub, and separate shower. Large unfinished basement for storage or room to expand. Enjoy the tree lined backyard from your concrete patio. Convenient location to retail, restaurants, Starbucks, and schools!
Under Contract
Contingency
$ 295,000
4881 Essex Drive
Carmel, IN 46033
Brookshire Lakes
3 Bed / 2/1 Bath
2,445 Sq. Ft.
Property Type: House
MLS® #: 21640741
Courtesy of Berkshire Hathaway Home
Under Contract
Contingency
$ 295,000
4881 Essex Drive | Carmel, IN 46033
Brookshire Lakes
MLS® #
Property Type
Beds
Baths
Square Ft
21640741
House
3
2/1
2,445 s.f.
Courtesy of Berkshire Hathaway Home
Spacious 2445 Sq Ft Brick Ranch w/Three Car Garage in Popular Area Overlooks Large Pond! Huge 26 X 18 Great Rm w/Cathedral Ceiling+Floor to Ceiling Brick Fireplace+Wet Bar+Built-ins+Bookcases+12' of Windows w/Patio Door to 25X15 Exposed Aggregate Patio! Beautiful Sunroom w/Views of the Pond-Large 20X14 MBR w/Walk-in Closet+2 Addt'l Closets+Updated Tiled Mstr Bath w/6X5 Walk-in Ceramic Tile Shower+Skylight+Dbl Vanity w/Granite Top! Granite Kitchen w/Ceramic Tile Backsplash+All Appliances+Wood Ceiling+Brkfst Nook w/Wood Ceiling Overlooks Patio! Large Entry w/Parquet Hardwood Floor Opens to Den/Office w/Bookcases(Could be a 4th BR)+Large Dining Room w/Built-ins-Heavy Crown Mouldings+Chair Rail Trim+Fluted Casements+Solid Wood Panelled Doors!
Under Contract
Contingency
$ 295,000
65 Monon Lane
Carmel, IN 46032
Traditions On The Monon
3 Bed / 2/2 Bath
2,329 Sq. Ft.
Property Type: Condo
MLS® #: 21631067
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 295,000
65 Monon Lane | Carmel, IN 46032
Traditions On The Monon
MLS® #
Property Type
Beds
Baths
Square Ft
21631067
Condo
3
2/2
2,329 s.f.
Courtesy of F.C. Tucker Company
Privacy yet easy accessibility with this stunning condo located in the heart of downtown Carmel. Close to the Monon Trail, it's an easy walk to downtown Arts District. Spacious two car garage, hardwood flooring on the main level and two story entry. Kitchen has stainless appliances, granite counters, hardwood flooring. Center island is open to dining area with a double-sided fireplace shared by the main living room. The upstairs offers 3 large bedrooms with laundry room on same level. Master bedroom has a large walk-in closet and master bath with a custom shower and soaker tub. Fresh paint! $1,000 remote control blinds for 2 story window in the foyer. This one won't last long!
Under Contract
Contingency
Reduced $14k
$ 295,000
13727 Offutt Drive
Carmel, IN 46032
Hunters Creek South
3 Bed / 2/1 Bath
3,676 Sq. Ft.
Property Type: House
MLS® #: 21635570
Courtesy of Jeff Paxson Team
Under Contract
Contingency
$ 295,000
13727 Offutt Drive | Carmel, IN 46032
Hunters Creek South
MLS® #
Property Type
Beds
Baths
Square Ft
21635570
House
3
2/1
3,676 s.f.
Courtesy of Jeff Paxson Team
Spectacular 3 Bed, 2 Bath Home In Popular Hunters Creek Neighborhood w 2 Car Garage. Updated Eat-In Kitchen w Refinished Gray Cabinetry, Granite Counter Tops, Subway Tile Backsplash, and SS Appliances. Large Great Rm Boasts Family Living & Entertaining w Fireplace. Big Main Level Master Bedroom w Walk-In Closet Space. Master Bathroom w Tub/Shower Combo, Granite Tops, & Tile Flooring. All Bedrooms Offer Ample Closet Space. Laundry Room On Main Level w Washer/Dryer Included. Home Displays - Woodwk Stained, All Walls/Ceilings Freshly Painted, & Updated Light Fixtures. Large Basement. Outside Find Large Deck & Pergola! Great Location w/ Access To Shopping, Restaurants, Monon Trail Across The Street.
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