Carmel Affordable Homes

Carmel has a top-rated school system, parks and recreation and and stellar cultural amenities such as the Palladium.  Many neighborhoods feature large family homes for less than $300,000. One neighborhood you will see in all of the Carmel searchs is the Village of West Clay; it is a community of townhomes, brownstones, Pulte homes and custom homes too.  It has restaurants and businesses on site.  Many of these homes also back up to golf courses such as Plum Creek or Brookshire.

Some suggested neighborhoods are shown at right, but you can use our advanced search options here.

To know more about  Carmel Neighborhoods   read our posts about the size of the neighborhoods, resale values and current price/sq ft information.  And there is also an affordability calculator that will easily calculate payments based on purchase price if you scroll down on the right.

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1 10 of 112
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Under Contract
Contingency
$ 299,990
5168 Clear Lake Court
Carmel, IN 46033
Lake Forest
4 Bed / 2/1 Bath
3,326 Sq. Ft.
Property Type: House
MLS® #: 21601282
Courtesy of States First Realty
Under Contract
Contingency
$ 299,990
5168 Clear Lake Court | Carmel, IN 46033
Lake Forest
MLS® #
Property Type
Beds
Baths
Square Ft
21601282
House
4
2/1
3,326 s.f.
Courtesy of States First Realty
Beautifully situated on a quiet cul-de-sac in Carmel’s desirable Lake Forest! Formal dining room, main level office! Large family room with gas fireplace & lots of windows to let sun shine in. 9' ceiling make the house open & airing! Great kitchen with cherry cabinets, Center Island & breakfast area! Master suite with vaulted ceiling, Jacuzzi tub, separate shower & walk-in closet. Daylight basement ready to be finish for your potential value. Wood deck overlooks fantastic private yard. 0.36 Acres! 6 panel doors, crown molding, laundry room w/sink & cabinet! Hardiplank Siding! 3 sides brick! Roof 2015, HVAC 2016! NEW granite counter top, NEW stainless steel appliances! NEW paint exterior & Interior! NEW carpet through whole house! WOW
Under Contract
Contingency
Reduced $10k
$ 299,900
867 South Park Trail Drive #867
Carmel, IN 46032
Guilford Trail
2 Bed / 3/1 Bath
2,758 Sq. Ft.
Property Type: Condo
MLS® #: 21603273
Courtesy of RE/MAX Advanced Realty
Under Contract
Contingency
$ 299,900
867 South Park Trail Drive #867 | Carmel, IN 46032
Guilford Trail
MLS® #
Property Type
Beds
Baths
Square Ft
21603273
Condo
2
3/1
2,758 s.f.
Courtesy of RE/MAX Advanced Realty
HUGE PRICE ADJUSTMENT! Location is prime! Discover this beautiful 2 bed, 3 bath town home in the heart of Carmel. Enjoy bamboo hardwoods on the main with a large great room overlooking a park like setting. Kitchen and dining room flow nicely with large pantry, powder room and back door to deck. Kitchen boasts granite counters and stainless appliances. Upstairs you will find 2 master bedrooms with huge closets, bamboo floors and laundry room. Lower level room is spacious with small area for office and large family room or workout area with full bath. 2 car attached garage with storage room. Walking distance to Arts and Design District or new Main St development!
Under Contract
Contingency
Reduced $35k
$ 299,900
13053 Wembly Circle
Carmel, IN 46033
Brookshire North
4 Bed / 3/1 Bath
3,139 Sq. Ft.
Property Type: House
MLS® #: 21563139
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 299,900
13053 Wembly Circle | Carmel, IN 46033
Brookshire North
MLS® #
Property Type
Beds
Baths
Square Ft
21563139
House
4
3/1
3,139 s.f.
Courtesy of F.C. Tucker Company
QUALITY CSTM HM (HUGHEY CONSTRUCTION). 4BDRM/3.5BA,IN BROOKSHIRE NORTH.WONDERFUL FLOORPLAN, BEAUTIFUL KITCHEN WITH BACK STAIRCASE WHICH LEADS TO SPACIOUS LOFT AREA AND UPSTAIRS RETREAT COMPLETE WITH FULL BA TH AND SITTING AREA! LARGE LOT WITH MATURE TREES, COLORFUL LANDSCAPING, AND A GARAGE WITH EPOXY FLOORS!STORAGE GALORE AND SO MUCH MORE! 2 MASTER BEDROOMS, PERFECT FOR IN-LAW QUARTERS OR TEENS.
Under Contract
Contingency
$ 299,900
11544 APPLEWOOD Circle
Carmel, IN 46032
Applewood Estates
3 Bed / 2 Bath
1,752 Sq. Ft.
Property Type: House
MLS® #: 21606834
Courtesy of A. M. Sandler & Associates
Under Contract
Contingency
$ 299,900
11544 APPLEWOOD Circle | Carmel, IN 46032
Applewood Estates
MLS® #
Property Type
Beds
Baths
Square Ft
21606834
House
3
2
1,752 s.f.
Courtesy of A. M. Sandler & Associates
LOCATED W/IN WALKING DISTANCE OF THE MONON CTR. CUSTOM BUILT 3BR 2BA RANCH IN LOW MAINT. COMMUNITY. MANY HIGHER END UPDATES HAVE BEEN DONE TO THIS HOME INCLUDING MECHANICALS & ROOF. (SEE ATTACH. FOR EXTENSIVE LIST). GR FEATURES COZY MARBLE FP SURROUND & HARDWOOD FLOORING. UPDATED STAINLESS APPLIANCES, GRANITE COUNTER TOPS & AN EAT-IN-KIT W/BREAK BAR. GREAT MASTER SUITE W/GARDEN TUB, SEP SHOWER & 2 WALK-IN CLOSETS. 10' CEILINGS THROUGHOUT, PELLA CASEMENT WINDOWS, GLASS BLK WINDOW IN MSTR BATH, SIX PANEL & POCKET DOORS. CUSTOM WINDOW BLINDS THROUGHOUT. COVERED BACK PORCH LEADS TO INLAYED STONE PATIO W/GAS FIRE PIT. (ADDITIONAL GAS HOOK UP FOR GRILL). THIS HOME HAS BEEN VERY WELL CARED FOR, IMPECABLY UPDATED AND IS IN MOVE-IN-CONDITION.
Under Contract
Contingency
$ 299,900
467 Leafy Branch Trail
Carmel, IN 46032
Autumn Lake
2 Bed / 2 Bath
2,371 Sq. Ft.
Property Type: House
MLS® #: 21595101
Courtesy of eXp Realty, LLC
Under Contract
Contingency
$ 299,900
467 Leafy Branch Trail | Carmel, IN 46032
Autumn Lake
MLS® #
Property Type
Beds
Baths
Square Ft
21595101
House
2
2
2,371 s.f.
Courtesy of eXp Realty, LLC
Elegant 1.5 story custom home (former model) offers open concept, split floor plan, sparkling HW floors, plantations shutters and more! Home features frml dining rm w/ decorative chair rail; den/library w/ built-in book shelf, french doors and decorative window seat (den easily converted to a bdrm); impressive great rm w/ gas FP, built-in cabinet and storage; open kitchen boasts modern appliances, abundance of cabinets, granite counter tops, tile backsplash and pantry. Generous size bonus rm (easily converted to additional bdrm). Main level owner ste w/ tray ceiling, dual sinks, separate tub/shower and W/I closet. Additional bdrm is generous in size w/ window seat. Enjoy the outdoors & relax on your secluded patio. Meticulously maintained!
Under Contract
Contingency
$ 299,900
15433 Mystic Rock Drive
Carmel, IN 46033
Bridgewater Club
3 Bed / 2/1 Bath
1,907 Sq. Ft.
Property Type: House
MLS® #: 21493008
Courtesy of ERA Real Estate Links
Under Contract
Contingency
$ 299,900
15433 Mystic Rock Drive | Carmel, IN 46033
Bridgewater Club
MLS® #
Property Type
Beds
Baths
Square Ft
21493008
House
3
2/1
1,907 s.f.
Courtesy of ERA Real Estate Links
Sigma Builders presents the Savannah! A unique living life style inspired from the SE U.S. This three story proposed construction home is located in the Bridgewater Club w social and sports membership included. Main lev features may include a large entry w/drop zone cubbies/flex rm w full bth. Upper levels may feature, 2-3 bds, 3.5 ba, 9' ceiling, gourmet KT w/granite cntrtps/large center island, SS appliances/adjoining dining room. Large family rm opens to second lev full covered porch or full deck. Mstr BD may include bev center, spinning shoe rack in walk-in closet, laundry rm on same level. Images may be of a similar home. come personally tour these unique Cottage homes and the Bridgewater Clubhouse!
Under Contract
Contingency
Reduced $40k
$ 299,900
5264 Ivy Hill Drive
Carmel, IN 46033
Plum Creek North
3 Bed / 2/1 Bath
2,458 Sq. Ft.
Property Type: House
MLS® #: 21595171
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 299,900
5264 Ivy Hill Drive | Carmel, IN 46033
Plum Creek North
MLS® #
Property Type
Beds
Baths
Square Ft
21595171
House
3
2/1
2,458 s.f.
Courtesy of CENTURY 21 Scheetz
Fantastic 3 bedroom on a corner lot in a wonderful neighborhood. New carpet, new tile floors, granite countertops, new appliances, new paint throughout... This house looks great! Home features a huge master suite with separate sitting area. The basement is finished and perfect for a playroom or man cave! There is a great deck and mature trees for relaxing in the backyard.
Under Contract
Contingency
$ 299,000
846 West 146TH Street
Carmel, IN 46032
Hunters Creek Village
4 Bed / 2/1 Bath
2,104 Sq. Ft.
Property Type: House
MLS® #: 21603219
Courtesy of Highgarden Real Estate
Under Contract
Contingency
$ 299,000
846 West 146TH Street | Carmel, IN 46032
Hunters Creek Village
MLS® #
Property Type
Beds
Baths
Square Ft
21603219
House
4
2/1
2,104 s.f.
Courtesy of Highgarden Real Estate
Beautifully renovated 4 bedroom, 2.5 bath traditional home in Hunters Creek Village of Carmel! Brand new windows, hardwood floors throughout, custom kitchen w/ quartz countertops, & new stainless appliances. Vaulted family room w/ fireplace that looks out onto new deck. Large fully finished bonus room over garage, master w/ marble shower, floors and countertops. Huge walkin closet! Close to Clay Terrace, Monon, and US 31. Don't miss your chance to own this gem!
Under Contract
Contingency
Reduced $13k
$ 299,000
14777 Beacon Park Drive
Carmel, IN 46032
Beacon Pointe
4 Bed / 2/1 Bath
3,370 Sq. Ft.
Property Type: House
MLS® #: 21604490
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 299,000
14777 Beacon Park Drive | Carmel, IN 46032
Beacon Pointe
MLS® #
Property Type
Beds
Baths
Square Ft
21604490
House
4
2/1
3,370 s.f.
Courtesy of CENTURY 21 Scheetz
LOTS OF ROOM TO ENTERTAIN HERE WITH A LIVING ROOM, FAMILY ROOM, AND FORMAL DINING ROOM ALL WITH HARDWOOD FLOORING! 4 BEDROOMS AND A FULL BASEMENT!NEW CARPET & PAINT THRU-OUT. UPDATED KITCHEN, NEW FLOORS, GRANITE COUNTERTOPS, LOTS OF CABINETS AND STAINLESS STEEL APPLIANCES! SPACIOUS MASTER BEDROOM WITH VAULTED CEILING. MASTER BATH INCLUDES GARDEN TUB, SEPARATE SHOWER STALL, LAUNDRY CHUTE, DOUBLE SINKS AND WALK-IN CLOSET WITH ORGANIZER! HUGE BACKYARD WITH STAMPED CONCRETE PATIO, FIREPIT, PLAYSET AND FULL FENCE. TOO MANY UPDATES TO LIST!
Under Contract
Contingency
$ 299,000
665 Woodbine Drive E
Carmel, IN 46033
Smokey Knoll
4 Bed / 2/1 Bath
2,629 Sq. Ft.
Property Type: House
MLS® #: 21597724
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 299,000
665 Woodbine Drive E | Carmel, IN 46033
Smokey Knoll
MLS® #
Property Type
Beds
Baths
Square Ft
21597724
House
4
2/1
2,629 s.f.
Courtesy of CENTURY 21 Scheetz
Beautiful 4BR/2.5BA home with wonderful updates in popular Smokey Knoll! Large foyer leads to formal living & dining rooms with crown molding. Open eat-in kitchen with breakfast bar, walk-in pantry has new stainless appliances. Stunning family room with new high-end Cortez flooring, cathedral ceiling, skylights, & fireplace leads to the serene yard. Master suite has vaulted ceiling & contemporary ceiling fan & his/hers walk-in closets. Both full baths have custom tile & updated fixtures. Oversized 2 car garage & HUGE attic storage space. Enjoy the outdoors in the fully fenced backyard with large patio. Updated smart home features-Skybell doorbell, Nest thermostat, August smart lock. Don’t miss out on this fabulous Carmel home!
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