Carmel Affordable Homes

Carmel has a top-rated school system, parks and recreation and and stellar cultural amenities such as the Palladium.  Many neighborhoods feature large family homes for less than $300,000. One neighborhood you will see in all of the Carmel searchs is the Village of West Clay; it is a community of townhomes, brownstones, Pulte homes and custom homes too.  It has restaurants and businesses on site.  Many of these homes also back up to golf courses such as Plum Creek or Brookshire.

Some suggested neighborhoods are shown at right, but you can use our advanced search options here.

To know more about  Carmel Neighborhoods   read our posts about the size of the neighborhoods, resale values and current price/sq ft information.  And there is also an affordability calculator that will easily calculate payments based on purchase price if you scroll down on the right.

Gallery List Map
1 10 of 155
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Under Contract
Contingency
$ 300,000
11160 WESTFIELD Boulevard
Carmel, IN 46032
No Subdivision
3 Bed / 2 Bath
3,477 Sq. Ft.
Property Type: House
MLS® #: 21586142
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 300,000
11160 WESTFIELD Boulevard | Carmel, IN 46032
No Subdivision
MLS® #
Property Type
Beds
Baths
Square Ft
21586142
House
3
2
3,477 s.f.
Courtesy of F.C. Tucker Company
Location, Location, Location!!! 3 Bedroom Ranch Home located in the Heart of Carmel on 1 acre of property. New deck with gas lines to fire pit, and accessible for your gas grill, invisible fence in back yard and part of front yard, new landscaping in front and back. You will love the huge walk in closet in the Master Suite. Impressive large entry with Tiled floor. Hardwood Floors Carpet in Greatroom. New Furnace in 2015, with Smart Thermostat,Concrete Sealant. and recess lighting added in basement. New Backsplash in Kitchen. Close to Monon
Under Contract
Contingency
$ 299,900
13823 Fernleaf Way
Carmel, IN 46033
Stone Haven At Haverstick
4 Bed / 3/1 Bath
3,765 Sq. Ft.
Property Type: House
MLS® #: 21575523
Courtesy of Laura Lehman, LLC
Under Contract
Contingency
$ 299,900
13823 Fernleaf Way | Carmel, IN 46033
Stone Haven At Haverstick
MLS® #
Property Type
Beds
Baths
Square Ft
21575523
House
4
3/1
3,765 s.f.
Courtesy of Laura Lehman, LLC
Spectacular brick home updated and ready for move in. First floor Master Suite with Jacuzzi soak tub and double sinks. Living room features lots of light, fireplace and vaulted ceiling. Beautiful open kitchen with walk-in pantry. First floor office/study with French doors. Stunning two story foyer. Outdoor living includes screened in patio/sunroom, deck, and privacy fence. Finished basement with fourth bedroom, and full bath. New carpet throughout, hardwood floors in foyer, kitchen, and eating area. Lots of storage. Doggie door. Community walking trails, pool, and tennis courts.
Under Contract
Contingency
$ 299,900
29 Bennett Road
Carmel, IN 46032
Village Of Mt Carmel
3 Bed / 2 Bath
3,082 Sq. Ft.
Property Type: House
MLS® #: 21585068
Courtesy of Keller Williams Indy Metro NE
Under Contract
Contingency
$ 299,900
29 Bennett Road | Carmel, IN 46032
Village Of Mt Carmel
MLS® #
Property Type
Beds
Baths
Square Ft
21585068
House
3
2
3,082 s.f.
Courtesy of Keller Williams Indy Metro NE
This sprawling brick ranch has 3 large Beds & 2 Updated Baths + Office. Home sits atop a hill in coveted Village of Mt Carmel! Completely move-in ready! Inside you will find New energy efficient Windows, Hardwood floors, 2 Fireplaces & an Open Floor Plan that's perfect for entertaining. The HUGE Kitchen has been completely remodeled w/Quartz countertops, SS appliances, & built-in wine rack. The lot is .57 acres & with a 17x20 Deck, Fire-pit, Raspberries, Blueberries, 2 Sheds, & is lined with tall spruce trees for a private park-like setting!! New Roof in 2012!
Under Contract
Contingency
$ 299,900
15433 Mystic Rock Drive
Carmel, IN 46033
Bridgewater Club
3 Bed / 2/1 Bath
1,907 Sq. Ft.
Property Type: House
MLS® #: 21493008
Courtesy of ERA Real Estate Links
Under Contract
Contingency
$ 299,900
15433 Mystic Rock Drive | Carmel, IN 46033
Bridgewater Club
MLS® #
Property Type
Beds
Baths
Square Ft
21493008
House
3
2/1
1,907 s.f.
Courtesy of ERA Real Estate Links
Sigma Builders presents the Savannah! A unique living life style inspired from the SE U.S. - a free standing home w/town-home feel. This three story proposed construction home will be located in the Bridgewater Club w membership included in purchase price. Main level features may include a large entry w/drop zone cubbies/flex rm w full bath. Upper levels may feature, 2-3 bds, 3.5 ba, 9' ceiling, gourmet KT w/granite cntrtps/large center island, SS appliances, and adjoining dining room. Large family rm opens to second lev full covered porch or full covered deck. Mstr BD may include bev center, spinning shoe rack in walk-in closet, laundry rm on same level. Come tour the Bridgewater Clubhouse. Have a home to sell, Sigma will consider a trade!
Under Contract
Contingency
$ 299,900
346 Terrents Court
Carmel, IN 46032
Westpark At Springmill
4 Bed / 2/1 Bath
2,898 Sq. Ft.
Property Type: House
MLS® #: 21589563
Courtesy of Pennington Line Realtors
Under Contract
Contingency
$ 299,900
346 Terrents Court | Carmel, IN 46032
Westpark At Springmill
MLS® #
Property Type
Beds
Baths
Square Ft
21589563
House
4
2/1
2,898 s.f.
Courtesy of Pennington Line Realtors
Spectacular one owner four bedroom 2.5 bath home located in a quiet cul-de-sac. This home boasts of huge rooms and stylish floor plan. Main level offers large two-story foyer, formal living and dining rooms. Open concept kitchen with appliances, granite counter tops, island, opens to breakfast room and sunken family room with fireplace, tall ceiling, and access to beautiful screened-in porch. Laundry room and attached two car garage. Upper level offers extra-large master bedroom with fireplace, vaulted ceiling, full master bath with separate shower and Jacuzzi tub, vaulted ceiling, two walk-in closets and double vanity. Three generous sized additional bedrooms with ample closets. Mature landscaping dearly cared for.
Under Contract
Contingency
Reduced $10k
$ 299,900
12796 Ashworth Street
Carmel, IN 46032
Village Of Westclay
3 Bed / 2/1 Bath
2,472 Sq. Ft.
Property Type: Condo
MLS® #: 21573691
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 299,900
12796 Ashworth Street | Carmel, IN 46032
Village Of Westclay
MLS® #
Property Type
Beds
Baths
Square Ft
21573691
Condo
3
2/1
2,472 s.f.
Courtesy of F.C. Tucker Company
Beautiful full brick ext. condo w/gorgeous entry doors leading to an open & bright somewhat contemporary interior. Custom plantation shutters, crown molding, neutral decor & hardwood floors grace this beautiful home. Warm and inviting kitchen with stainless steel appliances, dual ovens, microwave hood, pantry & tile back splash. The floor plan of this spacious townhome provides plenty of areas to hang out with family & friends as well as areas for quite time. The private balcony offers a perfect outdoor space for your morning/evening beverage and the grill. 2 car attached garage. Great location.
Under Contract
Contingency
Reduced $15k
$ 299,900
3616 Twin Springs Dr
Carmel, IN 46033
Woodland Springs
5 Bed / 2/1 Bath
3,276 Sq. Ft.
Property Type: House
MLS® #: 21585932
Courtesy of M.S. Woods Real Estate, LLC
Under Contract
Contingency
$ 299,900
3616 Twin Springs Dr | Carmel, IN 46033
Woodland Springs
MLS® #
Property Type
Beds
Baths
Square Ft
21585932
House
5
2/1
3,276 s.f.
Courtesy of M.S. Woods Real Estate, LLC
Beautifully maintained home in a fantastic location in popular Woodland Springs! This 5 bed, 3 bath stone home is on a large 1/2 acre lot with mature trees, active wildlife & a short walk to private Lake Woodland to boat, swim, fish, or feed ducks! Multiple large living spaces, gas stone fireplace in the hearth/family room, formal dining, finished basement w/ new carpet (July '18), garage workshop area and storage galore! French doors lead onto an oversized deck perfect for entertaining! Being only one block from the clubhouse, tennis courts, new neighborhood pool and a three minute walk to Woodbrook Elementary and playground makes this home a must see! Conveniently located in Carmel with quick access to downtown Carmel, Westfield, and 465.
Under Contract
Contingency
Reduced $25k
$ 299,900
10 Sue Springs Court
Carmel, IN 46033
Woodland Springs
4 Bed / 3 Bath
3,090 Sq. Ft.
Property Type: House
MLS® #: 21571229
Courtesy of RE/MAX Ability Plus
Under Contract
Contingency
$ 299,900
10 Sue Springs Court | Carmel, IN 46033
Woodland Springs
MLS® #
Property Type
Beds
Baths
Square Ft
21571229
House
4
3
3,090 s.f.
Courtesy of RE/MAX Ability Plus
Terrific Tri-Level with finished basement, cul-de-sac location and a great, perfect condition 18'X15' patio. This home is a must see on your list! All appliances stay. Huge family room with bookshelves and fireplace and walks out to patio. Upgrades include: windows (spring 2012), sewer (2013), AC/Furnace (spring 2013), roof (spring 2015), water heater (fall 2017), garbage disposal (spring 2018), garage door and opener (sumer 2014).
Under Contract
Contingency
$ 299,900
451 American Way N #3A
Carmel, IN 46032
Commons At City Centre
2 Bed / 2 Bath
1,480 Sq. Ft.
Property Type: Condo
MLS® #: 21577945
Courtesy of RE/MAX Legends Group
Under Contract
Contingency
$ 299,900
451 American Way N #3A | Carmel, IN 46032
Commons At City Centre
MLS® #
Property Type
Beds
Baths
Square Ft
21577945
Condo
2
2
1,480 s.f.
Courtesy of RE/MAX Legends Group
PRIME location!!! The best location in the community! Beautiful, pristine condo in the heart of Carmel! Walk to everything...downtown Arts center, Farmers market, Paladium, restaurants, Monon Trail and so much more! You will love the views from the balcony!!! Large entry, great room with fireplace & built-ins, large dining room. Updated kitchen with granite, breakfast bar, stainless stl appliances & cabinets with pull outs. Master suite with dual sinks, garden tub, separate shower & garden tub! Office area with great views of the City Center Fountain! 2nd bdrm with walk in closet! Double security door, elevator close by, 2 parking spaces in the internal garage!
Under Contract
Contingency
$ 299,900
2586 CONGRESS Street
Carmel, IN 46032
Village Of Westclay
3 Bed / 2/1 Bath
2,369 Sq. Ft.
Property Type: Condo
MLS® #: 21584848
Courtesy of RE/MAX Ability Plus
Under Contract
Contingency
$ 299,900
2586 CONGRESS Street | Carmel, IN 46032
Village Of Westclay
MLS® #
Property Type
Beds
Baths
Square Ft
21584848
Condo
3
2/1
2,369 s.f.
Courtesy of RE/MAX Ability Plus
Luxury living on this beautifully maintained Urban Brownstone! Gorgeous 3-story featuring 3 bedrooms, 2.5 baths, upgrades fit for your custom lifestyle starting on main level with rich, dark hardwood floors thru-out, wrought iron stair rail, great Kitchen w/ stainless appliances, upgraded cabinetry, Large Master Suite with soaring cathedral ceilings, amazing tile, dual "comfort height" vanities & huge walk-in closets. This open concept unit also features a Hearth room(flex room) with fireplace adjacent to kitchen. 2 Car Garage and oversized balcony. Enjoy Village of West Clay lifestyle in Carmel’s most desirable neighborhood!
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1 10 of 155
1 2 3 4 5 ...16
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