Carmel Affordable Homes

Carmel has a top-rated school system, parks and recreation and and stellar cultural amenities such as the Palladium.  Many neighborhoods feature large family homes for less than $300,000. One neighborhood you will see in all of the Carmel searchs is the Village of West Clay; it is a community of townhomes, brownstones, Pulte homes and custom homes too.  It has restaurants and businesses on site.  Many of these homes also back up to golf courses such as Plum Creek or Brookshire.

Some suggested neighborhoods are shown at right, but you can use our advanced search options here.

To know more about  Carmel Neighborhoods   read our posts about the size of the neighborhoods, resale values and current price/sq ft information.  And there is also an affordability calculator that will easily calculate payments based on purchase price if you scroll down on the right.

Gallery List Map
1 10 of 151
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Under Contract
Contingency
$ 300,000
70 Hawthorne Court
Carmel, IN 46033
Cool Creek North
4 Bed / 2/1 Bath
2,862 Sq. Ft.
Property Type: House
MLS® #: 21595215
Courtesy of Absolute Real Estate Services
Under Contract
Contingency
$ 300,000
70 Hawthorne Court | Carmel, IN 46033
Cool Creek North
MLS® #
Property Type
Beds
Baths
Square Ft
21595215
House
4
2/1
2,862 s.f.
Courtesy of Absolute Real Estate Services
On a cul-de-sac and in walking distance of downtown Carmel & Carmel HS. You have to see this home! Family room is 24 X 21 w/fireplace, flex space/living room, separate dining room, and a finished basement w/ full kitchen!! It has been well maintained and updated throughout the yrs. New 2018: Roof, upstairs carpet, interior & exterior Paint, Newer Furnace & A/C ( still has warranty). Hardwood flooring, crown molding, tile flooring. Kitchen has custom 42" cabinets, Swanstone solid surface counters. All bathroom showers professionally tiled & have tile flrs. Make sure you see the updated list in the attachments. Now the backyard...gorgeous! Park like with mature trees, Mini barn w/electricity. This one checks all the boxes!! Just move in!
Under Contract
Contingency
Reduced $19k
$ 299,975
14932 Senator Way
Carmel, IN 46032
Village Farms
4 Bed / 2/1 Bath
3,113 Sq. Ft.
Property Type: House
MLS® #: 21568229
Courtesy of Keller Williams Indpls Metro N
Under Contract
Contingency
$ 299,975
14932 Senator Way | Carmel, IN 46032
Village Farms
MLS® #
Property Type
Beds
Baths
Square Ft
21568229
House
4
2/1
3,113 s.f.
Courtesy of Keller Williams Indpls Metro N
YOUR ATTENTION, PLEASE! Custom Built 4 bedroom, 3 bathroom w/basement in Village Farms. Well maintained home. Morning coffee is delightful in your bright kitchen, or head to the 18x18 Trex deck overlooking your large back yard w/mature trees. Read a novel in the living room, or head up to the spacious master bedroom. Master bath allows you to soak in jetted tub, or take a shower in sep stall. Huge master closet. Play games in bsmt, or use for storage. Garage offers pull down attic stairs. Updates incl:New carpet, interior painted, Pella windows, exterior painted, gutters w/guards, dishwasher, list goes on & on. Walk to community pool, play tennis at courts, or have party/gathering in Clubhouse for small fee. Set your showing today!
Under Contract
Contingency
$ 299,900
15105 Romalong Lane
Carmel, IN 46032
Village Farms
4 Bed / 2/1 Bath
3,287 Sq. Ft.
Property Type: House
MLS® #: 21564139
Courtesy of Keller Williams Indpls Metro N
Under Contract
Contingency
$ 299,900
15105 Romalong Lane | Carmel, IN 46032
Village Farms
MLS® #
Property Type
Beds
Baths
Square Ft
21564139
House
4
2/1
3,287 s.f.
Courtesy of Keller Williams Indpls Metro N
Custom Built home in popular Village Farms. Light & bright best describe this 4 bedroom, 3 bathroom home with a basement. This home has been meticulously well maintained and ready for you to move in. Brand new carpet, freshly painted inside. Enjoy your coffee in your kitchen, or step up to the office to read a motivational book. Entertain guests in your formal dining room, or host a BBQ on the large deck in the back yard. Master bedroom offers a huge 22x8 walk in closet. Private office/den access thru master bedroom closet. Neighborhood connects to the Monon Trail. Close to shopping & restaurants. Enjoy the community pool & playground. Set your showing today!
Under Contract
Contingency
$ 299,900
235 Legacy Lane
Carmel, IN 46032
Heritage Square
3 Bed / 2 Bath
1,781 Sq. Ft.
Property Type: House
MLS® #: 21593907
Courtesy of United Real Estate Indpls
Under Contract
Contingency
$ 299,900
235 Legacy Lane | Carmel, IN 46032
Heritage Square
MLS® #
Property Type
Beds
Baths
Square Ft
21593907
House
3
2
1,781 s.f.
Courtesy of United Real Estate Indpls
Complete remodel in Carmel's Arts and Design District. The home backs directly to the Monon and is within walking distance to all of the restaurants and shops in DT Carmel. This home has 3 bedrooms with a separate study, 2 full baths, large patio overlooking the Monon trail and a basement with bedroom. Complete remodel w/ granite counter tops, faucets and new stainless steel appliances in kitchen; new vanity and faucets in baths; new wide plank flooring throughout w/ new carpet in bedrooms; new ceiling fans, outlets, and hardware. Great for owner occupant or investor.
Under Contract
Contingency
Reduced $5k
$ 299,900
10795 DOWNING Street
Carmel, IN 46033
The Woodlands
4 Bed / 2/1 Bath
2,652 Sq. Ft.
Property Type: House
MLS® #: 21592803
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 299,900
10795 DOWNING Street | Carmel, IN 46033
The Woodlands
MLS® #
Property Type
Beds
Baths
Square Ft
21592803
House
4
2/1
2,652 s.f.
Courtesy of F.C. Tucker Company
Fabulous, beautifully appointed 4 BR, 3 BA home in the desirable Woodlands subdivision. Recent updates include plantation shutters, laminate hardwood on the main level, new light fixtures, fresh paint, tasteful wallpaper and wainscot in the dining room. The kitchen boasts maple cabinets, new faucet and SS appliances-included! The family room has wood burning FP and door to screened porch. The master suite w/ attached bath and walk in closet. 3 additional, spacious bedrooms and a full BA round out the upper level. The finished basement has endless possibilities! The backyard offers deck, privacy and mature trees. The lake, pool, tennis, clubhouse and grounds are sure to please! Convenient location for commuting and all Carmel has to offer!
Under Contract
Contingency
$ 299,900
4392 Breckenridge Court
Carmel, IN 46033
Blue Creek Woods
4 Bed / 2/1 Bath
3,148 Sq. Ft.
Property Type: House
MLS® #: 21601244
Courtesy of ERA Real Estate Links
Under Contract
Contingency
$ 299,900
4392 Breckenridge Court | Carmel, IN 46033
Blue Creek Woods
MLS® #
Property Type
Beds
Baths
Square Ft
21601244
House
4
2/1
3,148 s.f.
Courtesy of ERA Real Estate Links
Opportunity awaits! Amazing location in SE Carmel on a private wooded Cul-De-Sac lot with a pool. Exterior of home is in good condition, interior needs some cosmetic updates. Some carpet has been replaced in the main areas. Original Owners, property to be sold in as-is condition.
Under Contract
Contingency
$ 299,900
15433 Mystic Rock Drive
Carmel, IN 46033
Bridgewater Club
3 Bed / 2/1 Bath
1,907 Sq. Ft.
Property Type: House
MLS® #: 21493008
Courtesy of ERA Real Estate Links
Under Contract
Contingency
$ 299,900
15433 Mystic Rock Drive | Carmel, IN 46033
Bridgewater Club
MLS® #
Property Type
Beds
Baths
Square Ft
21493008
House
3
2/1
1,907 s.f.
Courtesy of ERA Real Estate Links
Sigma Builders presents the Savannah! A unique living life style inspired from the SE U.S. This three story proposed construction home will be located in the Bridgewater Club w membership included. Main lev features may include a large entry w/drop zone cubbies/flex rm w full bth. Upper levels may feature, 2-3 bds, 3.5 ba, 9' ceiling, gourmet KT w/granite cntrtps/large center island, SS appliances/adjoining dining room. Large family rm opens to second lev full covered porch or full covered deck. Mstr BD may include bev center, spinning shoe rack in walk-in closet, laundry rm on same level. Images may be of a similar home. SPECIAL INCENTIVE UNTIL SEPT. 30, 2018: SIGMA BUILDERS WILL PAY THE $205 MNTHLY SOCIAL MEMBERSHIP FEE FOR 1 YR!
Under Contract
Contingency
Reduced $35k
$ 299,900
13053 Wembly Circle
Carmel, IN 46033
Brookshire North
4 Bed / 3/1 Bath
3,139 Sq. Ft.
Property Type: House
MLS® #: 21563139
Courtesy of F.C. Tucker Company
Under Contract
Contingency
$ 299,900
13053 Wembly Circle | Carmel, IN 46033
Brookshire North
MLS® #
Property Type
Beds
Baths
Square Ft
21563139
House
4
3/1
3,139 s.f.
Courtesy of F.C. Tucker Company
QUALITY CSTM HM (HUGHEY CONSTRUCTION). 4BDRM/3.5BA,IN BROOKSHIRE NORTH.WONDERFUL FLOORPLAN, BEAUTIFUL KITCHEN WITH BACK STAIRCASE WHICH LEADS TO SPACIOUS LOFT AREA AND UPSTAIRS RETREAT COMPLETE WITH FULL BA TH AND SITTING AREA! LARGE LOT WITH MATURE TREES, COLORFUL LANDSCAPING, AND A GARAGE WITH EPOXY FLOORS!STORAGE GALORE AND SO MUCH MORE! 2 MASTER BEDROOMS, PERFECT FOR IN-LAW QUARTERS OR TEENS.
Under Contract
Contingency
Reduced $15k
$ 299,900
3616 Twin Springs Dr
Carmel, IN 46033
Woodland Springs
5 Bed / 2/1 Bath
3,276 Sq. Ft.
Property Type: House
MLS® #: 21585932
Courtesy of M.S. Woods Real Estate, LLC
Under Contract
Contingency
$ 299,900
3616 Twin Springs Dr | Carmel, IN 46033
Woodland Springs
MLS® #
Property Type
Beds
Baths
Square Ft
21585932
House
5
2/1
3,276 s.f.
Courtesy of M.S. Woods Real Estate, LLC
Beautifully maintained home in a fantastic location in popular Woodland Springs! This 5 bed, 3 bath stone home is on a large 1/2 acre lot with mature trees, active wildlife & a short walk to private Lake Woodland to boat, swim, fish, or feed ducks! Multiple large living spaces, gas stone fireplace in the hearth/family room, formal dining, finished basement w/ new carpet (July '18), garage workshop area and storage galore! French doors lead onto an oversized deck perfect for entertaining! Being only one block from the clubhouse, tennis courts, new neighborhood pool and a three minute walk to Woodbrook Elementary and playground makes this home a must see! Conveniently located in Carmel with quick access to downtown Carmel, Westfield, and 465.
Under Contract
Contingency
$ 299,900
467 Leafy Branch Trail
Carmel, IN 46032
Autumn Lake
2 Bed / 2 Bath
2,371 Sq. Ft.
Property Type: House
MLS® #: 21595101
Courtesy of eXp Realty, LLC
Under Contract
Contingency
$ 299,900
467 Leafy Branch Trail | Carmel, IN 46032
Autumn Lake
MLS® #
Property Type
Beds
Baths
Square Ft
21595101
House
2
2
2,371 s.f.
Courtesy of eXp Realty, LLC
Elegant 1.5 story custom home (former model) offers open concept, split floor plan, sparkling HW floors, plantations shutters and more! Home features frml dining rm w/ decorative chair rail; den/library w/ built-in book shelf, french doors and decorative window seat (den easily converted to a bdrm); impressive great rm w/ gas FP, built-in cabinet and storage; open kitchen boasts modern appliances, abundance of cabinets, granite counter tops, tile backsplash and pantry. Generous size bonus rm (easily converted to additional bdrm). Main level owner ste w/ tray ceiling, dual sinks, separate tub/shower and W/I closet. Additional bdrm is generous in size w/ window seat. Enjoy the outdoors & relax on your secluded patio. Meticulously maintained!
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