Carmel Affordable Homes

Carmel has a top-rated school system, parks and recreation and and stellar cultural amenities such as the Palladium.  Many neighborhoods feature large family homes for less than $300,000. One neighborhood you will see in all of the Carmel searchs is the Village of West Clay; it is a community of townhomes, brownstones, Pulte homes and custom homes too.  It has restaurants and businesses on site.  Many of these homes also back up to golf courses such as Plum Creek or Brookshire.

Some suggested neighborhoods are shown at right, but you can use our advanced search options here.

To know more about  Carmel Neighborhoods   read our posts about the size of the neighborhoods, resale values and current price/sq ft information.  And there is also an affordability calculator that will easily calculate payments based on purchase price if you scroll down on the right.

Gallery List Map
11 20 of 133
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Under Contract
Contingency
$ 294,900
707 Citation Road
Carmel, IN 46032
Village Farms
4 Bed / 2 Bath
2,463 Sq. Ft.
Property Type: House
MLS® #: 21656329
Courtesy of RE/MAX Ability Plus
Under Contract
Contingency
$ 294,900
707 Citation Road | Carmel, IN 46032
Village Farms
MLS® #
Property Type
Beds
Baths
Square Ft
21656329
House
4
2
2,463 s.f.
Courtesy of RE/MAX Ability Plus
This 4 bedroom 2 full bath ranch home is located in popular Village Farms! Updated kitchen w/quartz countertops, stainless appliances and a lot of cabinet space. Formal dining room (being used as a play room) large great room, family room & breakfast room. Master suite has an updated bathroom with double vanities, large shower & large walk-in closet. Newer high efficiency heating & cooling w/humidifier and gas water heater. All kitchen appliances, washer & dryer stay! Large deck with a pergola and a large full fenced back yard. Home warranty included, community pool, playground & tennis! Don’t miss out!!
Under Contract
Contingency
$ 294,000
14502 Cotswold Lane
Carmel, IN 46033
Ashmore Trace
4 Bed / 2/1 Bath
2,734 Sq. Ft.
Property Type: House
MLS® #: 21660291
Courtesy of Keller Williams Indpls Metro N
Under Contract
Contingency
$ 294,000
14502 Cotswold Lane | Carmel, IN 46033
Ashmore Trace
MLS® #
Property Type
Beds
Baths
Square Ft
21660291
House
4
2/1
2,734 s.f.
Courtesy of Keller Williams Indpls Metro N
Beautiful 4 bedroom/2.5 bathroom home with finished basement and fully fenced in gorgeous backyard! Features bright two story entry with hardwood flooring. Lovely formal living room with picturesque window and pretty formal dining room for special occasions. Family room includes wood burning fireplace, large living space and gracious window. Kitchen to include stainless steel appliances, granite counter tops and breakfast area that opens onto the covered porch for easy entertaining. Finished basement includes daylight windows. Stunning stained stamped concrete patio and pretty gardens in a park like setting for fun days and peaceful evenings. Updates to included new carpet 7/19, new water heater 2019, new garage door 2018. Welcome Home!
Under Contract
Contingency
Reduced $22k
$ 292,000
5261 Ivy Hill Dr
Carmel, IN 46033
Plum Creek North
4 Bed / 2/1 Bath
2,999 Sq. Ft.
Property Type: House
MLS® #: 21616435
Courtesy of Carpenter, REALTORS®
Under Contract
Contingency
$ 292,000
5261 Ivy Hill Dr | Carmel, IN 46033
Plum Creek North
MLS® #
Property Type
Beds
Baths
Square Ft
21616435
House
4
2/1
2,999 s.f.
Courtesy of Carpenter, REALTORS®
New carpet, new fixtures, new paint. Open 4 bedroom, 2.5 bath home in convenient Plum Creek. Light-filled 2 Story entry separates formal dining room from office/den. Circular floor plan with hardwoods & 9' ceilings throughout main level. Kitchen complete with granite countertops, 42" cabinets, & stainless steel appliances opens to breakfast room & family room with fireplace. Vaulted ceiling master suite has generous w/i closet & master bath with tile floors, double sinks, garden tub, & separate shower. Finished basement perfect for rec space, play room, or (wo)man cave. Enjoy apples, peaches, cherries, or pears from fruit trees in your own backyard. Walking distance to updated Inlow Park and restaurants.
Under Contract
Contingency
$ 290,965
14232 Frostburg Drive
Carmel, IN 46033
The Prairie At Legacy
3 Bed / 2/2 Bath
2,364 Sq. Ft.
Property Type: Condo
MLS® #: 21650843
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 290,965
14232 Frostburg Drive | Carmel, IN 46033
The Prairie At Legacy
MLS® #
Property Type
Beds
Baths
Square Ft
21650843
Condo
3
2/2
2,364 s.f.
Courtesy of CENTURY 21 Scheetz
The Foxhall C floor plan is an END UNIT featuring an open concept KT w/a large island & 42’’ cabinets, quartz counter tops, stainless steel gas appliances. Smart Home Technology w/activation & support by Amazon & voice control by Alexa delivers connectivity, safety and convenience, while Lennar’s Everything’s Included® experience ensures that you don’t have to compromise on luxury features. Owner's suite w/deluxe ceramic tile shower, home automation, three bedrooms & a laundry room all on the 3rd floor, each BR has a generous wlk-in closet, plus a fin lower level. 3 full Baths included. Photos shown may be an artist rendering, model home, or of the same model but located in a different Lennar subdivision due to current construction stage.
Under Contract
Contingency
$ 290,000
10795 Downing Street
Carmel, IN 46033
The Woodlands
4 Bed / 2/1 Bath
2,652 Sq. Ft.
Property Type: House
MLS® #: 21645599
Courtesy of RE/MAX Ability Plus
Under Contract
Contingency
$ 290,000
10795 Downing Street | Carmel, IN 46033
The Woodlands
MLS® #
Property Type
Beds
Baths
Square Ft
21645599
House
4
2/1
2,652 s.f.
Courtesy of RE/MAX Ability Plus
Looking for a 4 BR w/fin Basement under $300k in Carmel? Here you go…Located in The Woodlands, this Traditional floorplan features laminate hardwoods on the main level. The Family Rm focal point - a Stone front Masonry wood burning Fireplace & new patio door that opens to a spacious screened porch, perfect to enjoy morning coffee while looking out to the deck & peaceful backyard. Kitchen has pretty maple cabinets & new stainless appliances which will stay! Stylish Plantation shutters are at the wndws in the Dining & Living Rms. Master Suite & 3 more BR upstairs. Finished Basement is perfect for Rec & Play. This well maintained home has freshly painted neutral décor & Neighborhood pool & tennis are within walking distance from the house.
Under Contract
Contingency
Reduced $10k
$ 290,000
867 South Park Trail Drive #867
Carmel, IN 46032
Guilford Trail
2 Bed / 3/1 Bath
2,758 Sq. Ft.
Property Type: Condo
MLS® #: 21652054
Courtesy of Front Porch Real Estate
Under Contract
Contingency
$ 290,000
867 South Park Trail Drive #867 | Carmel, IN 46032
Guilford Trail
MLS® #
Property Type
Beds
Baths
Square Ft
21652054
Condo
2
3/1
2,758 s.f.
Courtesy of Front Porch Real Estate
MOTIVATED SELLER!! Beautiful freshly painted 2 master town home in the heart of town. Gorgeous kitchen cabinets with granite counters, separate dining room and spacious living room with bamboo flooring. Both bedrooms feature huge walk-in closets upstairs with easy access to Laundry room. Lower level can be rec room, family room or office with full bath that could easily be made into a bedroom. Two car attached garage with storage closet.
Under Contract
Contingency
Reduced $4k
$ 289,970
7243 Barker Street
Carmel, IN 46033
The Prairie At Legacy
3 Bed / 2/2 Bath
2,063 Sq. Ft.
Property Type: Condo
MLS® #: 21646812
Courtesy of CENTURY 21 Scheetz
Under Contract
Contingency
$ 289,970
7243 Barker Street | Carmel, IN 46033
The Prairie At Legacy
MLS® #
Property Type
Beds
Baths
Square Ft
21646812
Condo
3
2/2
2,063 s.f.
Courtesy of CENTURY 21 Scheetz
The Prairie at Legacy will be a part of the Master-Planned Legacy community, featuring over 80 acres of green space with walking trails, parks and other amenities. The Talbott II C plan is an END UNIT and has a modern open concept kitchen with a large island and 42’’ cabinets. Smart Home Technology with activation and support by Amazon and voice control by Alexa delivers connectivity, safety and convenience, while Lennar’s Everything’s Included® experience ensures that you don’t have to compromise on luxury features. This townhome has three bedrooms on the 3rd floor. The third floor also includes the laundry room, convenient to all of the bedrooms. The finished lower level has an included half bathroom. Come check out this floor plan today!
Under Contract
Contingency
Reduced $20k
$ 289,900
4423 East 116th Street E
Carmel, IN 46033
Woodland Green
3 Bed / 3/1 Bath
2,020 Sq. Ft.
Property Type: House
MLS® #: 21645402
Courtesy of Urban Realty Group, LLC
Under Contract
Contingency
$ 289,900
4423 East 116th Street E | Carmel, IN 46033
Woodland Green
MLS® #
Property Type
Beds
Baths
Square Ft
21645402
House
3
3/1
2,020 s.f.
Courtesy of Urban Realty Group, LLC
Right in the heart of Carmel at 116th and Gray Road you will find this fully renovated ranch home showcasing 3 beds, 3.5 baths! A sunroom , homeoffice, galley kitchen with brand new cabinets, quartz countertops and a stainless subway tile backsplash to match the new, state of the art SS appliances! All of this nestled amidst a cluster of mature trees with an oversized private fenced backyard and hand stamped concrete patio perfect for entertaining! Additional new items include: flooring throughout,doors, interior/exterior paint, lighting, THREE full bathroom renovations, fireplace redesign, landscaping, picket fence in front, full kitchen renovation, newer hvac, water heater & windows. Hard to find this much bang for your buck nearby!
Under Contract
Contingency
$ 289,900
13466 Shakamac Drive
Carmel, IN 46032
Park Meadows Parks At Springmill
4 Bed / 2/1 Bath
2,925 Sq. Ft.
Property Type: House
MLS® #: 21654217
Courtesy of Highgarden Real Estate
Under Contract
Contingency
$ 289,900
13466 Shakamac Drive | Carmel, IN 46032
Park Meadows Parks At Springmill
MLS® #
Property Type
Beds
Baths
Square Ft
21654217
House
4
2/1
2,925 s.f.
Courtesy of Highgarden Real Estate
What a great yard! Mature trees & backs up to a beautiful common area. Screen porch! Kitchen w/granite counter tops,center island, all appliances (including commercial vent fan), pantry & breakfast area. Large master w/WIC, sep. shower & soaking tub. Basement is ready to finish and has tons of storage. Garage has bump out with work bench and plenty of storage. Roof & heat pump 2013, water heater & granite 2015, new sump with back up 2018. Established neighborhood close to 31 for quick access to everything. Covered porch welcomes you to your new home.
Under Contract
Contingency
Reduced $30k
$ 289,000
15220 Citation Road
Carmel, IN 46032
Village Farms
4 Bed / 3 Bath
3,966 Sq. Ft.
Property Type: House
MLS® #: 21655831
Courtesy of Keller Williams Indpls Metro N
Under Contract
Contingency
$ 289,000
15220 Citation Road | Carmel, IN 46032
Village Farms
MLS® #
Property Type
Beds
Baths
Square Ft
21655831
House
4
3
3,966 s.f.
Courtesy of Keller Williams Indpls Metro N
New price! Sellers are very motivated! Everything you see will please you. Welcome home to this 4-5 bedroom, 3 full bathroom home in popular Village Farms. Enjoy your coffee in the breakfast room or sit in the 3 season sunroom overlooking your large private backyard. Entertain guests in the formal dining room, or head outside for a BBQ. 4 bedrooms upstairs, plus a 5th bedroom, currently being used as an office on the main level with access to a full bathroom. Huge basement has endless possibilities. Home has been pre-inspected. This house sits on a very quiet street. Neighborhood connects to Monon Trail & is close to shopping & restaurants. Enjoy the community pool, tennis courts, park & clubhouse. Set your showing today!
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