Fishers Realtor Hosts First Time Home Buyer Class
What better way to welcome 2015 in than by buying your first home? It can be a daunting feat, buying your first home, but Fishers Top Realtor is here to walk you through each and every step with our First Time Home Buyer Class!
The general feel of this First Time Home Buyer Class is very relaxed but chalk full of information! The Fishers Real Estate Market is constantly changing, so, despite what the name suggests, I recommend this class for anyone that is buying a home! Part of the reason I suggest that anyone and everyone takes this class is because you will get to ask questions and meet one of the highest recommended mortgage lenders as well!
Some highlights of financing that will be covered are: Should you get an FHA or conventional loan? What is your credit score and is it where it needs to be? If not, what can you do to improve it to make sure you get the best rates possible? What will your estimated payment be? What ways can you source the down payment? How much can you really afford? What is Private Mortgage Insurance and do I have to have it?
Afterwards, your Fishers Realtor, digs deeper into the rest of the buying process. What are your wants and needs when finding the right house? How can I help you search for homes? How much do you offer on a home? What is a counter-offer? Do you need an inspection? What happens at closing?
To make sure you don’t forget anything (and so you don’t have to take too many notes), the Marchant Team and our lenders have compiled several handouts that will also help you along the way. In addition, you will receive a copy of ‘Your First Home’ by Gary Keller! If there are still any lingering questions that you may have, I would be more than happy to stay after and answer them. Or, if you would prefer, we can set up a meeting to discuss!